172 Ocean Oval Dr, Berlin, MD, 21811
About This Home
Welcome to White Horse Park! One of the Eastern Shore’s best-kept secrets just minutes from Ocean City, Maryland & Assateague Beaches. This updated 1-bedroom, 1-bath coastal cottage offers a rare opportunity to own an affordable beach getaway where you own both the home and the land - no ground rent. Whether you’re looking for a personal retreat, a weekend escape, or a vacation home that can help offset ownership costs through rental income, this property checks all the boxes. Inside, the home has been thoughtfully updated and is move-in ready, featuring a full kitchen, comfortable living space, and plenty of natural light. Step outside to a spacious attached deck, perfect for relaxing after a day at the beach, entertaining guests, or enjoying quiet evenings in this peaceful community. The property also includes private parking and a storage shed for bikes, beach gear, and outdoor equipment. For buyers interested in income potential, the property already holds a current county rental license, making it ready for seasonal or vacation rentals right away. White Horse Park is a private waterfront community known for its relaxed atmosphere and resort-style amenities. Residents and guests enjoy access to a large community pool, marina, boat ramp, crabbing and fishing pier, basketball courts, playground, pavilion, and quiet streets ideal for biking or evening walks. The community also offers boat storage and easy water access, making it a great choice for boating and fishing enthusiasts. Located just 12 minutes from Ocean City beaches, boardwalk attractions, restaurants, golf courses, and entertainment, this property allows you to enjoy everything the coast has to offer while returning home to a quieter, more laid-back setting. Whether you're looking for a personal beach retreat, an affordable vacation property, or an investment opportunity with rental potential, this White Horse Park home offers exceptional value near the Maryland and Delaware beaches. Come experience the coastal lifestyle that keeps owners coming back year after year.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1989
Materials
- Construction materials: Aluminum Siding
Notable Dates
- Major remodel year: 2025
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Electric Water Heater
- Laundry features: Has Laundry,Common Area
Bathroom1
- Level: Main
Bedroom1
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Finished area above ground: 408
Heating & Cooling
- Heating features: Forced Air,Propane
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 408
- Total interior livable area: 408 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2403119254
- Zoning: A-1
- Special condition: Standard
- Other equipment: Negotiable
- Exclusions: Personal Items
Features
- Levels: One
- Stories: 1
- Pool features: Community
- Patio & porch: Deck
- Exterior features: Boat Storage
- Waterfront features: Bay
Lot
- Lot size: 2,614 sqft
Parking
- Total spaces: 2
- Parking features: Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Hurricane
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $752 | $9,024 |
| Home Insurance * | $181 | $2,172 |
| Property Taxes | $90 | $1,080 |
| Electricity | $281 | $3,374 |
| Total | $1,304 | $15,648 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $148,900 |
| 2026-04-16 | Price change | $149,000 |
| 2026-03-13 | Listed for sale | $149,900 |
| 2024-05-15 | Sold | $102,500 |
| 2024-04-19 | Contingent | $125,000 |
| 2024-02-17 | Listed for sale | $125,000 |
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