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1225 Southbrooke, Shipshewana, IN, 46565

2beds
2baths
1,970sqft
$449,000
$228price/sqft
$2,742/moest. monthly cost
$109,680/yrincome needed

About This Home

2 year old like new. Open concept. Full basement partially finished. Central air. Wood burning stove new in 2026 in family room. Large island kitchen. Full laundry room. Walk in closet master. Double sinks. Tub in second bathroom and in master bath walk in shower. Kitchen walk in pantry with a second walk in pantry/storage/closet near by. Basement set up and plumbed for a bath/bedroom finish. Fantastic location and view. HOA does all mowing,landscaping,yard ,pond maintenance,and snow removal. Come take a look. We are retired and got the lake bug. Will still be in Lagrange county so always available after the sale to answer questions. We have lived in the area all our lives. Sale wil be handled by lawyer and tital company.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

7/10
7/10

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Asphalt
  • Construction materials: masonry

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Forced air,Stove,Propane / Butane
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,970 sqft

Property

Details

  • Parcel number: 440514300001038015

Features

  • Exterior features: Stone,Vinyl
  • Has view: Yes
  • View description: Park

Lot

  • Lot size: 6,969 sqft

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$229$2,748
Property Taxes $59$708
Electricity $184$2,212
Total$2,742$32,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,011/yr
40% on housing$82,260/yr
45% on housing$73,120/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 46565$144
LaGrange County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46565
LaGrange County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Listed for sale$449,000
2024-04-17Listing removed$396,543
2024-02-15Listed for sale$396,543

For Sale by Owner

AgentProperty Owner

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