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231 Sandy Cove Lane, Sneads Ferry, NC, 28460

3beds
4baths
1,661sqft
$326,900
$197price/sqft
$2,118/moest. monthly cost
$84,720/yrincome needed

About This Home

MOVE IN READY! BRAND NEW TOWNHOME WITH A FIRST FLOOR MASTER BEDROOM AND GARAGE LOCATED WITHIN 2 MILES OF THE BEAUTIFUL BEACHES OF TOPSAIL ISLAND. SELLER IS OFFERING $3,000 BUYER CREDIT PLUS AN ADDITONAL $1,500 ''MOVE IN READY'' CREDIT FOR CLOSING BY END OF JULY 2026. Great location with easy access to restaurants, shopping, military bases, golf course and public boat launch. The ''Ash'' floor plan features over 1600sf and includes 3 master bedrooms, a loft and 3.5 baths. On the main level, you'll find an open concept living area with LVP flooring, upgraded kitchen with granite counter tops, soft close cabinets, stainless appliances, pantry, breakfast bar, dining area with patio and storage access, laundry closet and a half bath. The FIRST FLOOR MASTER SUITE features a double sink vanity, walk in closet and shower. Upstairs, you'll find 2 additional bedrooms, each with private bath and plenty of storage. The oversized rear bedroom has a deck which overlooks the pond. Convenient LOFT AREA allows for additional living space, an office, craft or work out room. Located in the newly built Beachside Village Townhomes which includes a community pool, clubhouse and dog run for residents to enjoy. Use as a primary residence, second home or investment. Additional buyer credit up to $2,500 may also be available--contact agent for details.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

10/10
Coastal ElementaryGrades PK-53.2 mi
7/10
Dixon MiddleGrades 6-80.9 mi
4/10
Dixon HighGrades 9-124.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Built-In Microwave,Refrigerator,Dishwasher,ENERGY STAR Qualified Appliances,Electric Range
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Closet

Basement

  • Basement: None

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Den

  • Level: Second

Dining Room

  • Level: First

Features

  • Master Downstairs,Walk-in Closet(s),High Ceilings,Solid Surface,Ceiling Fan(s),Walk-in Shower,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet
  • Attic: Access Only

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,661
  • Total interior livable area: 1,661 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 766a205
  • Zoning: PUD
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: DP50 Windows
  • Fencing: Metal/Ornamental,Partial
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 1600 - 1799

Lot

  • Lot size: 871.20 sqft
  • Lot size dimensions: 22.33' x 47.67'

Parking

  • Total spaces: 1
  • Parking features: Parking Lot,Lighted,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,652$19,824
Home Insurance *$89$1,068
Property Taxes $177$2,124
Electricity $200$2,405
Total$2,118$25,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,617/yr
40% on housing$63,540/yr
45% on housing$56,480/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 28460$307
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28460$202
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-02Listed for sale$326,900
2025-12-02Listing removed$326,900
2024-09-21Listed for sale$326,900

New Construction

AgentAnita Afify
BrokerageACCESS REALTY GROUP

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