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40 PECAN RIDGE Court, Jacksonville, FL, 32218

5beds
4baths
2,905sqft
$539,900
$186price/sqft
$4,211/moest. monthly cost
$168,440/yrincome needed

About This Home

WELCOME TO THIS METICULOUSLY CARED FOR BEAUTIFUL 2 YEAR OLD HOME THAT OFFERS THE PERFECT BLEND OF COMFORT, STYLE, AND CONVENIENCE!!!!! Featuring modern updates, First Floor owners suite and a large upstairs private suite. Epoxy garage flooring and epoxy flooring in the screened back porch, Fully fenced back yard with gates on both sides. A spacious layout and open floor plan in a desirable location. Only one mile to major highways, I-95, I-295, close to I-10, that take you North to other states or South all the way to Key West. Close to Military Bases such as Kings Bay, Mayport, Naval Air Station Jacksonville. Only 2 miles to all your shopping and grocery needs. Located in a desirable small neighborhood, Don't miss out on this well maintained home. functioning as the ultimate man cave that can also transform into a screened entertaining area! Conveniently located near the Jacksonville International Airport, shopping, restaurants, hospitals and doctor offices, VA Clinic, Beaches and more! Close to major expressways providing easy access to all areas of the surrounding areas. This elegant home offers the perfect blend of luxury, functionality, and lifestyle. Don't miss your opportunity to own this exceptional property!

Getting Around

9
WalkingCar-Dependent
0
TransitNo Nearby Transit
28
BikeSomewhat Bikeable

Schools

8/10
4/10
Oceanway SchoolGrades 6-83.7 mi
3/10
First Coast High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Breakfast Bar,Breakfast Nook,Entrance Foyer,Master Downstairs

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,905 sqft

Property

Details

  • Parcel number: 1082780085
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Screened
  • Exterior features: Fire Pit
  • Fencing: Vinyl

Lot

  • Lot size: 7,405 sqft
  • Features: Cul-De-Sac

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Hail
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$386$4,632
Property Taxes $803$9,636
Electricity $292$3,508
Total$4,211$50,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,377/yr
40% on housing$126,330/yr
45% on housing$112,293/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 32218$143
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32218$164
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$535,900
2026-05-28Listed for sale$539,900
2024-06-11Sold$460,000
2024-04-24Price change$470,990
2024-04-17Price change$475,990
2024-04-10Price change$485,990
2024-03-14Price change$490,990
2024-02-16Listed for sale$495,990

For Sale by Agent

AgentKAY STALVEY
BrokerageWATSON REALTY CORP

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