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20888 Napa LOOP, Estero, FL, 33928

6beds
6baths
5,336sqft
$1,599,000
$300price/sqft
$10,461/moest. monthly cost
$418,440/yrincome needed

About This Home

Discover refined estate-style living in this exceptional Upton floor plan at Verdana Village, where more than 5,300 square feet, 6 bedrooms, 5.5 baths, and a 3-car garage come together on a private preserve homesite with a stunning lake view, an eastern-exposure lanai, and a peaceful, luxurious sense of retreat. Better than new construction, this home has been extensively upgraded and it shows in every detail, from plantation shutters, designer wall treatments, elevated millwork, tongue-and-groove accents, and beamed ceilings to statement lighting, custom mirrors, UV-protected windows, extended kitchen cabinetry, a walk-in pantry with an extra freezer, a custom coffee bar, custom closets, a beautifully upgraded rain shower, and engineered hardwood flooring throughout the home except in the wet areas, all thoughtfully designed for sophisticated everyday living and grand-scale entertaining. The first-floor owner’s suite offers a private sanctuary, while the second level provides exceptional space for family and guests with oversized bedrooms, walk-in closets, multiple en suite baths, a custom loft bar, and a private media room that creates the perfect setting for movie nights, game days, or relaxed evenings at home. The garage is equally impressive with epoxy flooring, extra storage, air conditioning, upgraded lighting, and an electric vehicle plug, blending function with the same level of finish found throughout the residence. Outdoors, lush privacy landscaping, elegant landscape lighting, functional exterior additions, custom paver areas, a fully appointed outdoor kitchen, and a spectacular custom Aragon pool valued at $250,000 create a true resort-at-home experience, all perfectly positioned to enjoy the stunning lake view and serene surroundings. Beyond the home itself, Verdana Village delivers an elevated gated lifestyle with multiple amenity centers designed to inspire connection, wellness, recreation, and everyday enjoyment. Residents enjoy an exceptional collection of indoor and outdoor offerings including pickleball, tennis, basketball, bocce, a state-of-the-art fitness center, movement studio, yoga lawn, resort-style pool and spa, poolside bar, playground, dog park, racquet pro shop, private party space, and beautifully designed gathering areas that encourage an active and social way of life. The community also offers a distinctive dining experience with inviting venues for everything from a casual café stop or ice cream break to craft cocktails and refined dining with friends and neighbors, making Verdana Village feel like a private club woven into everyday life. This is a rare opportunity to own a truly customized luxury home in one of Southwest Florida’s most exciting resort-style gated communities, where thoughtful design, extraordinary upgrades, and an unmatched amenity-rich lifestyle come together in one unforgettable property.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
7/10
Three Oaks Middle SchoolGrades 6-88.9 mi
3/10

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Concrete Block
  • Roof: Tile
  • Construction materials: Block,Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Dryer,Freezer,Microwave,Refrigerator/Freezer,Self Cleaning Oven,Washer
  • Laundry features: Washer/Dryer Hookup,Inside

Bedroom

  • Features: First Floor Bedroom, Master BR Ground, Master BR Sitting Area, Split Bedrooms

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Features: Breakfast Bar, Eat-in Kitchen, Formal

Features

  • Bar,Built-In Cabinets,Closet Cabinets,Coffered Ceiling(s),Foyer,French Doors,Pantry,Smoke Detectors,Tray Ceiling(s),Walk-In Closet(s),Window Coverings,Den - Study,Family Room,Laundry in Residence,Loft,Media Room,Screened Lanai/Porch
  • Door features: French Doors,Impact Resistant Doors
  • Window features: Window Coverings,Impact Resistant Windows
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,656
  • Total interior livable area: 5,336 sqft

Kitchen

  • Features: Gas Available, Walk-In Pantry

Property

Details

  • Parcel number: 304627L30500B.1019

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Community,Pool/Spa Combo,In Ground,Gas Heat,Screen Enclosure
  • Patio & porch: Screened Lanai/Porch
  • Has spa: Yes
  • Spa features: Community,In Ground,Heated,Pool Integrated,Screened
  • Has view: Yes
  • View description: Lake,Pool/Club
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake
  • Frontage type: Lakefront

Lot

  • Lot size: 9,931 sqft
  • Features: Regular

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Wildfire
Drought
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,085$97,020
Home Insurance *$800$9,600
Property Taxes $1,039$12,468
Electricity $537$6,444
Total$10,461$125,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$358,662/yr
40% on housing$313,830/yr
45% on housing$278,960/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 33928$211
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33928$273
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listing removed$10,000
2026-05-06Price change$1,699,000
2026-04-06Listed for rent$10,000
2026-04-04Listed for sale$1,749,000
2025-07-09Sold$1,399,800
2024-12-20Listing removed$799,990
2024-09-04Price change$799,990
2024-07-09Listed for sale$846,990

For Sale by Agent

AgentJoe R Pavich
BrokerageRealty World J. PAVICH R.E.

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