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745 County Road 3240, Mount Pleasant, TX, 75455

5beds
2baths
2,496sqft
$490,000
$196price/sqft
$3,622/moest. monthly cost
$144,880/yrincome needed

About This Home

Welcome to your own slice of Texas paradise, where nearly five acres of wide-open land meet the charm of true country living. This stunning five-bedroom, two-bathroom home is a brand-new listing that promises peaceful mornings, starlit evenings, and everything your heart desires in between. Inside, discover modern finishes that bring a fresh, contemporary feel to this solidly built home. Beautiful tile flooring flows seamlessly throughout, offering both style and effortless maintenance. Four spacious bedrooms on the main level provide plenty of room, while a versatile bonus room upstairs serves as a fifth bedroom, home office, or creative retreat. Outside is where the magic truly unfolds. Nearly five acres of lush pasture land beckon those who dream of raising farm animals or cattle, making this property ideal for hobbyists and homesteaders alike. A picturesque pond adds natural beauty and a perfect spot for quiet mornings with a cup of coffee. A functional shed provides valuable storage and workspace for all your outdoor projects. The quality of construction here is evident at every turn, built to withstand the demands of country life while delivering the comfort you deserve. Nestled within the highly desirable Harts Bluff Independent School District, this property offers an exceptional combination of rural tranquility and educational excellence. Do not let this rare opportunity slip away — schedule your private showing today and start living the country dream!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Siding,Brick and Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Gas,Dishwasher,Microwave

Bathroom

  • Features: Shower and Tub

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Living Combo

Features

  • Pantry,Kitchen Island
  • Window features: Blinds
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central/Electric
  • Cooling features: Central Electric,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,496
  • Total interior livable area: 2,496 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 342103
  • Special condition: None

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio Covered
  • Fencing: Barbed Wire

Lot

  • Lot size: 4.95 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Lightning
Winter Weather
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$422$5,064
Property Taxes $449$5,388
Electricity $274$3,288
Total$3,622$43,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,182/yr
40% on housing$108,660/yr
45% on housing$96,586/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.2%
7.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 75455$179
Titus County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 75455$141
Titus County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$499,999
2026-04-30Listed for sale$512,900
2026-02-09Listing removed--
2026-02-04Price change$539,900
2026-01-02Listed for sale$549,900
2025-08-15Sold--
2025-07-23Pending sale$490,000
2025-07-17Listed for sale$490,000
2025-07-11Contingent$490,000
2025-07-11Pending sale$490,000
2025-07-07Price change$490,000
2024-02-21Pending sale$435,000
2024-02-17Listed for sale$435,000

For Sale by Agent

AgentNicole Gadbois
BrokerageTexas Ally Real Estate Group

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