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4644 Giraffe Rd, Gilmer, TX, 75644

0beds
2baths
2,000sqft
$279,900
$140price/sqft
$2,248/moest. monthly cost
$89,920/yrincome needed

About This Home

HARD TO FIND... UNRESTRICTED LAND IN HARMONY ISD! Discover the perfect East Texas escape on this beautiful wooded tract featuring a pond, creek, and outstanding improvements already in place. Whether you're ready to build your dream home, create a weekend retreat, or develop a barndominium, this property offers endless possibilities. A new 40x50 three-bay shop with a 20x50 overhang is already equipped with electricity and a full bathroom. A new septic system has been installed, and community water is connected to the shop. The property also features a new deep water well that supplies the pond and irrigation system. The front of the property is accented by a beautiful new Priefert fence and gated entrance, while a creek meanders along the back portion of the land, adding to the property's natural beauty and privacy. Conveniently located just minutes from Gilmer, Big Sandy, and Longview, this rare unrestricted tract offers the freedom and infrastructure you've been looking for. Build now or enjoy it as-is—properties like this don't come along often.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

8/10
Harmony Elementary SchoolGrades PK-32.2 mi
8/10
7/10
Harmony High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Aluminum/Metal
  • Construction materials: Alum/Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other/See Remarks

Bathroom

  • Features: Shower Only

Bedroom

  • Features: Other/See Remarks

Bedrooms & Bathrooms

  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Other/See Remarks

Features

  • Other/See Remarks
  • Flooring: Other/See Remarks
  • Fireplace features: None

Heating & Cooling

  • Heating features: Other/See Remarks
  • Cooling features: Other/See Remarks

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Property

Features

  • Levels: One
  • Pool features: None
  • Exterior features: Gutter(s)
  • Fencing: Other/See Remarks
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Topography of land: Level,Rolling
  • Residential vegetation: Native Grasses,Mixed Timber

Lot

  • Lot size: 13.38 Acres
  • Features: Soil (Sandy Loam)

Parking

  • Total spaces: 3
  • Parking features: Garage,Open
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Hail
Heat Wave
Strong Wind
Winter Weather
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$341$4,092
Property Taxes $254$3,048
Electricity $238$2,859
Total$2,248$26,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,074/yr
40% on housing$67,440/yr
45% on housing$59,946/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -7.9%
-7.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 75644$212
Upshur County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 75644$121
Upshur County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$279,900
2026-06-17Listed for sale$279,900
2024-07-30Sold--
2024-05-29Price change$279,900
2024-05-26Price change$289,900
2024-04-05Price change$299,900
2024-03-11Price change$319,900
2024-02-19Listed for sale$325,000

For Sale by Agent

AgentJessica Harrison
BrokerageColdwell Banker Lenhart - Gilmer

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