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6772 101st St S, Cottage Grove, MN, 55016

3beds
3baths
2,087sqft
$389,999
$187price/sqft
$2,663/moest. monthly cost
$106,520/yrincome needed

About This Home

Welcome home to this beautifully designed 2,087 sqft property that offers the perfect balance of space, comfort, and convenience. The upper level features a spacious owner's suite complete with a large walk-in closet and private bath with double sinks. You'll also find two additional bedrooms, a full bathroom, a versatile loft space, and the added convenience of an upper-level laundry room. The main floor is centered around a stunning kitchen that truly serves as the heart of the home—highlighted by an oversized island, stone countertops, stainless steel appliances, and a walk-in pantry. The adjoining living room features a cozy gas fireplace, perfect for relaxing evenings. Off of the dining room, step outside to enjoy a walkout leading to a large concrete patio and an open backyard that offers rare privacy, as it doesn’t back up to neighboring homes and sits on one of the larger lots in the community. Natural light fills the home thanks to abundant windows throughout, creating a bright and inviting atmosphere. Enjoy low-maintenance living with an association that covers lawn care, snow removal, and trash—making everyday life that much easier.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
Pullman Elementary SchoolGrades PK-52.2 mi
5/10
Oltman Middle SchoolGrades 6-83.4 mi
5/10
Park Senior High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Water Filtration System,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned

Basement

  • Basement: None

Bedroom

  • Level: Upper
  • Area: 231.7292
  • Dimensions: 18'11" x 12'3"

Bedroom2

  • Level: Upper
  • Area: 120.4375
  • Dimensions: 11'9" x 10'3"

Bedroom3

  • Level: Upper
  • Area: 120.4375
  • Dimensions: 11'9" x 10'3"

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 119
  • Dimensions: 12'9" x 9'4"

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,087

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,087
  • Total interior livable area: 2,087 sqft

Kitchen

  • Level: Main
  • Area: 126.4375
  • Dimensions: 12'9" x 9'11"

Laundry

  • Level: Upper
  • Area: 43.3125
  • Dimensions: 8'3" x 5'3"

Living Room

  • Level: Main
  • Area: 312.2847
  • Dimensions: 19'5" x 16'1"

Loft

  • Level: Upper
  • Area: 152.0417
  • Dimensions: 14'10" x 10'3"

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 3002721110100
  • Zoning description: Residential-Single Family
  • Foundation area: 953

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 74.62 x 123.26 x 32.63 x 123.13

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather
Heat Wave
Inland Flooding

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$217$2,604
Property Taxes $298$3,576
Electricity $176$2,112
Total$2,663$31,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,302/yr
40% on housing$79,890/yr
45% on housing$71,013/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 55016$189
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55016$190
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

Coming Soon

AgentVincent Henry Jr., BRIX Real Estate
BrokerageBRIX Real Estate

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