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2050 89a -- #99, Cottonwood, AZ, 86326

2beds
2baths
1,340sqft
$116,500
$87price/sqft
$875/moest. monthly cost
$35,000/yrincome needed

About This Home

SELLER WILL COVER BUYER CLOSING COSTS AND FIRST MONTHS LOT LEASE WITH ACCEPTED OFFER!! This beautiful 2 bedroom 2 bath home in the Pine Shadows 55+community allows resort style living , with community clubhouse, pool, spa, fitness center, pickleball, horseshoes, and more, at a reasonable price! You are only a short distance from Old Town Cottonwood, and all the attractions it entails, as well as a few minutes from Jerome- close to shopping, medical, yet still quiet enough to enjoy coffee on your front porch! We have Lenders available!! ask for details!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
3/10
Mingus Union High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Wood Frame

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Dishwasher,Gas Range

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Vaulted Ceiling(s),Pantry,3/4 Bath Master Bdrm
  • Window features: Screens,Skylight(s),Double Pane Windows
  • Flooring: Laminate,Vinyl

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,340
  • Total interior livable area: 1,340 sqft

Property

Details

  • Parcel number: 00000000
  • On leased land: Yes
  • Lease amount: 875
  • Special condition: Age Restricted (See Remarks)

Features

  • Stories: 1
  • Patio & porch: Covered Deck
  • Exterior features: Private Pickleball Court(s),Hand/Racquetball Cts,Private Street(s),Storage
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Wood
  • Has view: Yes
  • View description: Desert,Panoramic,Mountain(s)

Lot

  • Features: Desert Front,Gravel/Stone Front,Gravel/Stone Back

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Wildfire
Winter Weather

FEMA Declared Disasters in Yavapai County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $589$7,068
Home Insurance $32$384
Property Taxes $38$456
Electricity $216$2,603
Total$875$10,500

Income You'd Need if You Spent...

35% on housing$30,000/yr
40% on housing$26,250/yr
45% on housing$23,333/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 86326$220
Yavapai County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 86326$258
Yavapai County$289

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-25Price change$116,500
2026-03-02Price change$116,999
2026-01-14Listed for sale$119,999
2024-10-01Sold$97,000
2024-09-16Pending sale$99,000
2024-08-25Listed for sale$99,000
2024-08-15Pending sale$99,000
2024-07-13Price change$99,000
2024-05-09Price change$115,000
2024-04-15Price change$120,000
2024-02-20Listed for sale$124,900

For Sale by Agent

AgentJulie Mills
BrokerageEpique Realty

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