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465 W Schrock Rd, Westerville, OH, 43081

3beds
3baths
2,300sqft
$450,000
$196price/sqft
$3,245/moest. monthly cost
$129,800/yrincome needed

About This Home

Approximately 2400+ square feet on the listing space in the brick RANCH on .7 acres in Westerville. This three-bedroom, two bath ranch sits on the corner of Cooper Road and Schrock Road with outstanding access to St Anns Hospital. You'll love the updated kitchen with all stainless steel appliances! Extra living space with a partially finished basement can be yours, perfect for a recreation room. A mid-century modern home with numerous updates!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

4/10
7/10
Blendon Middle SchoolGrades 6-81.2 mi
6/10

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Flooring: Wood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,One
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,848
  • Total interior livable area: 2,300 sqft

Property

Details

  • Parcel number: 080009254
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 0.71 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$151$1,812
Property Taxes $573$6,876
Electricity $246$2,960
Total$3,245$38,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,257/yr
40% on housing$97,350/yr
45% on housing$86,533/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 43081$193
Franklin County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 43081$211
Franklin County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$455,000
2026-02-27Price change$499,900
2025-12-16Price change$550,000
2025-07-18Price change$599,000
2025-05-23Listed for sale$645,000
2016-09-30Sold$255,000
2016-08-13Pending sale$259,900
2016-07-14Price change$259,900
2016-05-07Price change$259,000
2016-01-11Price change$269,000
2015-01-05Listed for sale$293,000

For Sale by Agent

AgentJoseph C Jackson
BrokerageKeller Williams Capital Ptnrs

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