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4850 Ridge St, Columbus, OH, 43207

2beds
1baths
2,596sqft
$399,900
$154price/sqft
$3,053/moest. monthly cost
$122,120/yrincome needed

About This Home

Opportunity awaits with this unique property featuring 3 homes on 1 parcel -- perfect for investors, multi-generational living, or families wanting to stay close together while maintaining privacy. One home has been fully rehabbed inside and out, offering move-in-ready comfort and modern updates. Another home features a newer roof and siding, adding long-term value and curb appeal. The property also includes a detached 2-car garage and plenty of potential for rental income or extended family use. Enjoy the charm of small-town living while still being conveniently close to shopping, schools, dining, and everyday conveniences. Whether you're looking to expand your investment portfolio or create a family compound, this versatile property offers endless possibilities. 24 hour notice for all showings. Tenant rights

Getting Around

4
WalkingCar-Dependent
13
TransitMinimal Transit
28
BikeSomewhat Bikeable

Schools

4/10
5/10
Hamilton Middle SchoolGrades 7-81.9 mi
4/10

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total structure area: 2,596
  • Total interior livable area: 2,596 sqft

Property

Details

  • Parcel number: 150000288

Features

  • Levels: One

Lot

  • Lot size: 0.31 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Tornado
Drought
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$244$2,928
Property Taxes $509$6,108
Electricity $278$3,341
Total$3,053$36,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,674/yr
40% on housing$91,590/yr
45% on housing$81,413/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 43207$129
Franklin County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 43207$173
Franklin County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Listed for sale$424,900
2023-12-13Listing removed--
2023-08-10Price change$327,500
2023-06-09Listed for sale$350,000

For Sale by Agent

AgentJoseph L Virgin
Brokeragee-Merge Real Estate

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