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1091 Vernon Dr, Columbus, OH, 43207

5beds
3baths
2,338sqft
$499,900
$214price/sqft
$3,719/moest. monthly cost
$148,760/yrincome needed

About This Home

Welcome to this beautifully updated 5-bedroom, 2-bath farmhouse located in Hamilton Twsp. Schools that perfectly blends country charm with modern comfort. Nestled on 2.7 private acres, this home offers a peaceful retreat with plenty of space to live, work, and play. Inside, you'll find gorgeous wood floors throughout, an inviting eat-in kitchen with stainless steel appliances, an island, and plenty of counter space—perfect for family meals and entertaining. The home also offers a spacious dining room and a great room that's ideal for gatherings. Upstairs, you'll find comfortable bedrooms filled with natural light and serene views of the surrounding landscape. Outside, enjoy wide-open views, a two-car detached garage, and a huge heated and cooled pole barn—perfect for storage, hobbies, or livestock. The property also includes a new well and septic system and a chicken coop, making it fully equipped for true country living. This private property offers the perfect balance of peaceful living and modern convenience—ready for you to call it home.

Getting Around

29
WalkingCar-Dependent
22
TransitMinimal Transit
34
BikeSomewhat Bikeable

Schools

6/10
5/10
Hamilton Middle SchoolGrades 7-81.9 mi
4/10

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total structure area: 2,338
  • Total interior livable area: 2,338 sqft

Property

Details

  • Parcel number: 150000497
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 2.71 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached,Farm Bldg
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$305$3,660
Property Taxes $637$7,644
Electricity $250$3,009
Total$3,719$44,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,508/yr
40% on housing$111,570/yr
45% on housing$99,173/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 43207$128
Franklin County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 43207$173
Franklin County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-02Price change$649,900
2025-10-23Listed for sale$749,900
2018-06-01Sold$100,000

For Sale by Agent

AgentDebra Lynn Virgin
Brokeragee-Merge Real Estate

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