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639 Academy Dr, Galloway, OH, 43119

5beds
3baths
2,820sqft
$430,000
$152price/sqft
$3,194/moest. monthly cost
$127,760/yrincome needed

About This Home

Welcome to this well-maintained, spacious home featuring 5 bedrooms, 3 full bathrooms, and over 2,800 square feet of living space on a beautiful half-acre corner lot--all located in the highly desirable Hilliard School District! The expansive primary suite offers a walk-in closet, a private full bath, and plenty of additional space for a home office or sitting area. The open-concept kitchen is perfect for entertaining and features brand-new stainless steel appliances, a stylish new backsplash, and plenty of cabinet and counter space. For added convenience, the first-floor laundry room makes everyday living a breeze. The finished lower level includes a private mother-in-law suite, providing flexible living space for extended family, guests, or multi-generational living. Step outside to enjoy the fully fenced backyard, offering plenty of room for children, pets, and outdoor gatherings. Additional updates include: Newer roof Water heater (2017) Furnace (2021) Fresh interior paint throughout This move-in-ready home offers space, comfort, and modern updates in a fantastic location. Don't miss this incredible opportunity--schedule your private showing today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
Brown Elementary SchoolGrades K-53.3 mi
7/10

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,820
  • Total interior livable area: 2,820 sqft

Property

Details

  • Parcel number: 241000939
  • Special condition: Standard

Features

  • Levels: Tri-Level
  • Fencing: Fenced

Lot

  • Lot size: 0.53 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$170$2,040
Property Taxes $548$6,576
Electricity $302$3,629
Total$3,194$38,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,508/yr
40% on housing$95,820/yr
45% on housing$85,173/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 43119$181
Franklin County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 43119$185
Franklin County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Listed for sale$430,000
2023-09-15Sold$399,900
2023-08-17Contingent$399,900
2023-08-12Listed for sale$399,900
2013-09-30Sold$105,000
2013-07-10Listed for sale$109,000
2012-12-05Sold$96,000
2008-01-14Sold$153,500
2006-04-05Sold$149,500
2002-12-31Sold$123,000
1999-08-27Sold$100,000

For Sale by Agent

AgentPeter Cunghup
BrokerageRed 1 Realty

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