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3431-3433 SW 4th St, Miami, FL, 33135

8beds
6baths
3,429sqft
$1,249,000
$364price/sqft
$7,825/moest. monthly cost
$313,000/yrincome needed

About This Home

Available for showings after Monday May 11th. Savy Investors understand the value of location in an OPPORTUNITY ZONE plus a positive NOI. Located down the street from Versailles Restaurant, a few blocks from Coral Gables, Tamiami Trail (8 Street) and Flagler St. This 2 story duplex valued as a fourplex featuring 2 units, top and bottom, plus a grandfaher-in separate building structure in the back that has two separate apartments. A rare find that it is a must see to appreciate. Long term tenants who up-keep the units in great condition. Top unit was remodeled throughout. All units have central a/c and separate meters. Coin washer and dryer in a common area for tenants to use. 24 HOURS SHOWING NOTICE REQUIRED.

Getting Around

75
WalkingVery Walkable
50
TransitGood Transit
52
BikeBikeable

Schools

4/10
3/10
5/10
Miami Senior High SchoolGrades PK,9-121.0 mi

Construction

Condition

  • Year built: 1937

Materials

  • Roof: Shingle
  • Construction materials: Concrete Block Construction

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 6

Features

  • Stairs
  • Window features: Hurricane Shutters
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Wall/Window Unit(s)

Interior Area

  • Total structure area: 3,429
  • Total interior livable area: 3,429 sqft

Property

Details

  • Parcel number: 0141040221500
  • Zoning: 5700

Features

  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Lighting
  • Fencing: Fenced
  • Residential vegetation: Fruit Trees

Lot

  • Features: Less Than 1/4 Acre Lot

Parking

  • Total spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,315$75,780
Home Insurance *$322$3,864
Property Taxes $843$10,116
Electricity $345$4,141
Total$7,825$93,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$268,285/yr
40% on housing$234,750/yr
45% on housing$208,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$364This listing

vs Other Active Listings

Avg $/sqft

ZIP 33135$463
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33135$409
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Listed for sale$1,249,000
2024-04-05Sold$920,000
2024-04-02Pending sale$950,000
2024-02-27Contingent$950,000
2024-02-22Listed for sale$950,000

For Sale by Agent

AgentMilady Cernuda
BrokerageXcellence

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