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3121 Lyman Ridge Rd, Columbia, TN, 38401

5beds
3baths
2,460sqft
$474,999
$193price/sqft
$2,979/moest. monthly cost
$119,160/yrincome needed

About This Home

INCREDIBLY priced to sell - yet this home lacks nothing! This beautiful 2-year old Columbia home is wonderfully situated with a short drive to either Spring Hill, downtown Columbia or the interstate. The home, on a nice level lot, boasts 5 large bedrooms and 3 full baths, with one bedroom and full bath on the main level. The upstairs greets you with a versatile bonus space. The spacious primary suite features a lovely ensuite bath with double vanities, shower, and walk-in closet. 3 other upstairs larger bedrooms all include sizeable closets. Laundry is conveniently located upstairs as well! Great for gatherings, a large and comfortable open downstairs layout features a dining area, living area, and a gorgeous kitchen with stainless steel appliances, quartz countertops, and an island. The kitchen has plenty of storage, a pantry, and a space perfect for a coffee station. The fenced backyard, lined with Forever Goldie Arborvitae and beautiful landscaping poised to add privacy, is perfect for outdoor living with a 12'x10' cedar wood covered gazebo, and a 25'x35' hardscaped patio. Short walk to the nice community pool! It's ready to move in and enjoy. This home can qualify for THDA down-payment assistance program! Credit score 640+! Contact listing agent for details.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

2/10
E. A. Cox Middle SchoolGrades 5-84.2 mi
4/10
2/10

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oven,Gas Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Features

  • Flooring: Carpet,Luxury Vinyl
  • Finished area above ground: 2,460

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,460
  • Total interior livable area: 2,460 sqft

Property

Details

  • Parcel number: 051H E 02800 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Covered
  • Fencing: Back Yard

Lot

  • Lot size: 5,662 sqft
  • Lot size dimensions: 41.04 x 141.24 IRR

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Earthquake
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance $209$2,508
Property Taxes $170$2,040
Electricity $199$2,398
Total$2,979$35,748

Income You'd Need if You Spent...

35% on housing$102,137/yr
40% on housing$89,370/yr
45% on housing$79,440/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 38401$233
Maury County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 38401$213
Maury County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$455,000
2026-06-15Price change$474,999
2026-06-03Listed for sale$485,000
2024-06-20Sold$419,989
2024-03-17Listed for sale$429,990

For Sale by Agent

AgentDanielle Sutton
BrokerageKeller Williams Realty Nashville/Franklin

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