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2067 Town Rd #L, Florence, WI, 54121

2beds
2baths
2,760sqft
$369,000
$134price/sqft
$2,905/moest. monthly cost
$116,200/yrincome needed

About This Home

Wake up to glassy water and loon calls at this newer-built 2BR, 2BA lake home on Montgomery Lake, where nearly 100 feet of frontage puts you steps from deep, calm water and endless dock days. Inside, oak floors and tall ceilings give the main level an airy, up-north lodge feel, while bonus rooms flex easily as a home office, den, or extra sleeping space for a full house on holiday weekends. The oversized 3-car garage allows for boats, UTVs, and all the gear that fuels four-season fun. Cast for Panfish, Largemouth Bass, and Trout right out back, then venture to the Spread Eagle Chain or wander the trails of the Dorthy Fox Forest. With ATV/UTV routes just off Montgomery Lake Rd, adventure starts the moment you pull out of the drive.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

6/10
7/10
Florence Middle SchoolGrades 7-84.1 mi
8/10
Florence High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Poured
  • Roof: Composition,Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Electric Range,Electric Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Sump Pump,Walk-Out Access

Bathroom

  • Level: Basement

Bathroom

  • Level: First

Bedroom

  • Level: Basement
  • Dimensions: 16'10x17'3

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Basement
  • Dimensions: 14'4x8'8

Dining Room

  • Level: First
  • Dimensions: 15'11x14'1

Family Room

  • Level: Basement
  • Dimensions: 13'7x16'11

Features

  • Ceiling Fan(s),Bath in Primary Bedroom,Main Level Primary,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile,Wood
  • Fireplace features: None
  • Finished area below ground: 1,256
  • Finished area above ground: 1,504

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,760
  • Total interior livable area: 2,760 sqft

Kitchen

  • Level: First
  • Dimensions: 10'4x16'11

Laundry

  • Level: First
  • Dimensions: 9'7x9'11

Living Room

  • Level: First
  • Dimensions: 19'2x18

Master Bedroom

  • Level: First
  • Dimensions: 13'6x17'4

Office

  • Level: Basement
  • Dimensions: 10'9x11'7

Storage Room

  • Level: Basement
  • Dimensions: 14'3x6'11

Utility Room

  • Level: Basement
  • Dimensions: 16'10x7'2

Property

Details

  • Parcel number: 010021090011

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Open
  • Exterior features: Dock,Shed,Gravel Driveway
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Shoreline - Sand,Shoreline - Silt,Lake Front
  • Waterbody name: MONTGOMERY
  • Frontage type: Lakefront
  • Frontage length: 97,97

Lot

  • Lot size: 2.23 Acres
  • Features: Dead End,Lake Front,Private,Secluded,Views,Wooded

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,One Car Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$372$4,464
Property Taxes $409$4,908
Electricity $259$3,112
Total$2,905$34,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,600/yr
40% on housing$87,150/yr
45% on housing$77,466/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -8.6%
-8.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 54121$231
Florence County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 54121$108
Florence County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Contingent$379,750
2026-02-17Listed for sale$379,750
2026-01-17Listing removed$470,000
2025-09-30Price change$470,000
2025-07-22Listed for sale$495,000
2024-09-06Listing removed$490,000
2024-07-30Price change$490,000
2024-04-30Price change$520,000
2024-02-22Listed for sale$549,000

For Sale by Agent

AgentJULIE WINTER-PAEZ (JWP GROUP)
BrokerageRE/MAX PROPERTY PROS

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