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397 Belmont Ln, Dallas, GA, 30132

4beds
3baths
2,327sqft
$385,000
$165price/sqft
$3,065/moest. monthly cost
$122,600/yrincome needed

About This Home

Finding a home this new, this updated, and still under $400,000 is getting harder and harder to do-especially in an area that's growing as quickly as Dallas. Built just three years ago, this home offers all the peace of mind of new construction without the wait. The roof, HVAC, water heater, and every major system are only three years old, meaning no concerns over pending insurance issues, costly repairs, or big-ticket replacements anytime soon. Add in brand-new LVP flooring on the main level, and this home is truly move-in ready from day one. Inside, the open floor plan creates a great space for everyday living and entertaining, while still giving you the flexibility to make the home fit your lifestyle. Whether you need a dedicated home office, formal dining room, playroom, or bonus space, you've got the room to make it your own. The spacious primary suite offers a relaxing place to unwind, complete with a large walk-in closet, while other storage throughout the home means there's a place for everything. Step outside and you'll find one of the home's biggest opportunities. The huge level backyard is essentially a blank slate, ready for anything you can dream up-from a pool, outdoor kitchen, fire pit, garden, playground, or simply just wide-open space to enjoy. The wooded tree line along the back of the property adds a level of privacy that's becoming harder to find in newer neighborhoods, and is also primed for a fence that would be easy to install. The location is great because you're close enough to shopping, restaurants, and everyday conveniences without feeling like you're surrounded by endless traffic and development. Publix is less than two miles away, Seven Hills is just down the road, and you'll enjoy easy access to highly rated schools while still getting that quieter, more relaxed feel that continues to draw people to this part of Paulding County. A home this new, this well maintained, and under $400,000 is becoming increasingly difficult to find!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

8/10
Crossroads Middle SchoolGrades 6-80.9 mi
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater
  • Laundry features: Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Separate Room

Features

  • Separate Shower
  • Flooring: Carpet,Sustainable
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,327
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,327
  • Total interior livable area: 2,327 sqft

Kitchen

  • Features: Breakfast Room

Property

Details

  • Parcel number: 89104

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Waterbody name: None

Lot

  • Lot size: 0.28 Acres
  • Features: Other

Parking

  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$173$2,076
Property Taxes $720$8,640
Electricity $226$2,713
Total$3,065$36,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,085/yr
40% on housing$91,950/yr
45% on housing$81,733/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 30132$159
Paulding County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 30132$166
Paulding County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$385,000
2023-06-30Sold$359,990
2023-02-16Pending sale$349,990
2023-01-17Listed for sale$349,990

For Sale by Agent

AgentEric Baker
BrokerageAnsley RE|Christie's Int'l RE

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