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435 North St, Chardon, OH, 44024

5beds
5baths
5,024sqft
$489,900
$98price/sqft
$3,761/moest. monthly cost
$150,440/yrincome needed

About This Home

Welcome to this stately farmhouse manor in the heart of Chardon, offering over 5,000 square feet of living space across three finished levels. Blending timeless farmhouse charm with modern conveniences, this impressive home features 5 bedrooms, 2 full bathrooms, and 3 half bathrooms, providing plenty of room for both everyday living and entertaining. The spacious kitchen is the heart of the home, featuring newer appliances, a large bay window, and an open feel perfect for gathering with family and friends. The classic farmhouse layout includes multiple thoughtfully designed additions, creating an abundance of living space with a formal dining room, inviting living room, comfortable family room, and a bright four-season/morning room overlooking the property. Upstairs, the expansive primary suite offers a private retreat with an attached full bathroom. Major updates include conversion to HVAC, as well as city water and city sewer service for added comfort and convenience. Outside, you'll find an incredible 1,600+ square-foot outbuilding featuring three overhead garage doors, space for up to six vehicles, electric, water, and a loft—ideal for car enthusiasts, hobbyists, contractors, or additional storage. Located just a half mile from Chardon Square, this one-of-a-kind property offers the perfect combination of historic character, modern updates, exceptional space, and an unbeatable location.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
57
BikeBikeable

Schools

8/10
Chardon Middle SchoolGrades 4-70.2 mi
8/10
Chardon High SchoolGrades 8-120.3 mi

Construction

Condition

  • Year built: 1827

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Conventional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 2
  • 1/2 bathrooms: 3
  • Main level bathrooms: 2

Features

  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 5,024

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,024
  • Total interior livable area: 5,024 sqft

Property

Details

  • Parcel number: 10000400
  • Lease amount: 0

Features

  • Levels: Three Or More

Lot

  • Lot size: 0.88 Acres

Parking

  • Parking features: Driveway,Detached,Garage,Oversized
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Strong Wind
Hail
Inland Flooding
Ice Storm
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$167$2,004
Property Taxes $579$6,948
Electricity $538$6,465
Total$3,761$45,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,948/yr
40% on housing$112,830/yr
45% on housing$100,293/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 44024$143
Geauga County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 44024$183
Geauga County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$489,900
2012-10-23Listing removed$180,000
2012-06-26Price change$180,000
2012-05-22Listed for sale$185,000
2012-04-03Listing removed$225,000
2011-10-18Listed for sale$225,000
2004-06-07Sold$289,900

For Sale by Agent

AgentPaul Paratto
BrokerageHoward Hanna

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