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109 Saw Mill Bnd, Chardon, OH, 44024

3beds
2baths
3,008sqft
$339,900
$113price/sqft
$2,558/moest. monthly cost
$102,320/yrincome needed

About This Home

Quiet, serene and tucked away deep within a highly desirable local development, this lovely ranch style home is brimming with that downhome, comfortable feeling that eases your stress from the moment you step inside. Branching from an internal neighborhood cul-de-sac, a cement driveway extends towards the two-car attached garage. Lush landscaping veils a fenced-in frontal courtyard with its tendered mulch beds. Meanwhile around the back, offset staircases tie in a relaxing patio space with the must-see rear sunroom, a perfect place to take in the views. Inside, an open central layout finds tall, vaulted ceilings that rise above the crackling fireplace. Lush carpets run underfoot, continuing into the nearby formal dining room. The robust kitchen divides both the dining space an a welcoming family room as it presents its warm wood cabinetry, bold red countertops and bright white appliances found within the galley layout. Sliding doors open to the rear sunroom, introducing plenty of natural light. First floor laundry awaits nearby close to the garage entrance. Around the corner, find the inviting master bedroom, offering both its own private patio entrance, a walk-in closet and a full private bath. Two additional guest bedrooms bring the total to three as they join a colorfully appointed full bath of their own. Downstairs, a finished basement allows for easy rec space, entertaining and more as hidden storage and utility provisions include additional storage space.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

10/10
Park Elementary SchoolGrades 1-31.5 mi
8/10
Chardon High SchoolGrades 8-122.0 mi
8/10
Chardon Middle SchoolGrades 4-72.0 mi

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,400
  • Finished area above ground: 1,608

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,008
  • Total interior livable area: 3,008 sqft

Property

Details

  • Parcel number: 10165190

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Strong Wind
Hail
Inland Flooding
Ice Storm
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$116$1,392
Property Taxes $402$4,824
Electricity $322$3,871
Total$2,558$30,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,702/yr
40% on housing$76,740/yr
45% on housing$68,213/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 44024$142
Geauga County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 44024$183
Geauga County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$339,900
1997-04-01Sold$172,800

For Sale by Agent

AgentDaniel J Alvarez
BrokerageBrokers Realty Group

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