520 E Pennsylvania St #10, Anaconda, MT, 59711
About This Home
Welcome to The Cottages at Old Works where Montana lifestyle meets investment opportunity. Perfectly positioned along a premier fly-fishing creek and located just across the water from the renowned Old Works Golf Course, this property offers a rare blend of recreation, relaxation, and income potential. These highly sought-after cottages have a strong and consistent rental history, making them an exceptional option for both personal use and investment. Set on a gorgeous lot with towering mature trees, the setting is peaceful, private, and truly picturesque. Inside, the home features a unique and inviting floor plan with soaring ceilings that enhance the sense of space and natural light throughout. A private, covered back deck provides the perfect place to relax or entertain while taking in the tranquil surroundings. The HOA is enhancing the community even further with a two-story office/gym currently under construction, adding even more value and convenience for owners and guests. Whether you’re seeking a full-time residence, vacation getaway, or income-producing property, this is a wonderful opportunity to own in one of Anaconda’s most desirable locations.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Roof: Asphalt
- Construction materials: Cedar,Metal Siding
Other
- Builder name: HEINEKE
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow,Cabin
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Unfinished
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area above ground: 832
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 832
- Total interior livable area: 832 sqft
Living Room
- Level: Main
Other
- Level: Main
Property
Details
- Parcel number: 0000549800
- Zoning description: Call Listing Agent for Details
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Balcony,Covered,Deck
- Exterior features: Gravel Driveway
- Has view: Yes
- View description: River,Creek/Stream
- Has water view: Yes
- Water view: River,Creek/Stream
- On waterfront: Yes
- Waterfront features: Creek,Stream
Lot
- Lot size: 832.00 sqft
Parking
- Parking features: No Garage
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Lightning
- Avalanche
How This Home’s Risks Compare
FEMA Declared Disasters in Deer Lodge County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,072 | $24,864 |
| Home Insurance | $350 | $4,200 |
| Property Taxes | $225 | $2,700 |
| Electricity | $151 | $1,812 |
| Total | $2,798 | $33,576 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Price change | $419,900 |
| 2026-05-04 | Listed for sale | $409,900 |
| 2026-03-10 | Listing removed | $2,950 |
| 2026-02-23 | Listed for rent | $2,950 |
| 2026-01-31 | Listing removed | $389,900 |
| 2025-12-14 | Listed for sale | $389,900 |
| 2025-12-12 | Listing removed | $2,250 |
| 2025-12-06 | Listing removed | $399,900 |
| 2025-10-24 | Listed for rent | $2,250 |
| 2025-10-07 | Listed for sale | $399,900 |
| 2025-10-07 | Listing removed | $3,500 |
| 2025-10-02 | Listing removed | $399,900 |
| 2025-08-09 | Listed for rent | $3,500 |
| 2025-04-01 | Listed for sale | $399,900 |
| 2025-03-31 | Listing removed | $389,900 |
| 2025-01-28 | Price change | $389,900 |
| 2025-01-12 | Listed for sale | $399,900 |
| 2024-12-01 | Listing removed | $399,900 |
| 2024-08-29 | Price change | $409,900 |
| 2024-05-20 | Listed for sale | $459,900 |
| 2024-04-20 | Listing removed | -- |
| 2023-09-19 | Price change | $489,900 |
| 2023-07-20 | Listed for sale | $419,900 |
| 2023-07-20 | Listing removed | -- |
| 2023-02-23 | Listed for sale | $399,900 |
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