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196 Cambria Dr, Dayton, OH, 45440

4beds
3baths
2,221sqft
$429,000
$193price/sqft
$3,154/moest. monthly cost
$126,160/yrincome needed

About This Home

LOCATION, LOCATION, LOCATION! Welcome to this well-maintained, 4-bedroom, 2.5-bath all-brick ranch, located in a highly sought-after Beavercreek neighborhood. Boasting 2221 ft.² of living space. This home features an updated kitchen and appliances, large bedrooms and includes stylish master and guest bathrooms. The bright interior leads out to a private, well-landscaped and very shaded back yard, featuring a deck and patio- perfect for entertaining or just enjoying a peaceful evening in your own backyard, you will feel like you have your own park. The kitchen features a touchless faucet, stainless appliances and walnut cabinetry. Additional amenities include an oversized garage for ample storage and attic space. This cozy home offers comfort with prime location. Home comes with a 1 yr warranty from AHS provided by sellers upon closing!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
6/10
7/10
Beavercreek High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Slab
  • Construction materials: Brick,Cedar

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Softener,Electric Water Heater

Bedroom

  • Level: Main
  • Dimensions: 14 x 12

Bedroom

  • Level: Main
  • Dimensions: 12 x 11

Bedroom

  • Level: Main
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3

Breakfast Room Nook

  • Level: Main
  • Dimensions: 10 x 8

Dining Room

  • Level: Main
  • Dimensions: 13 x 11

Entry Foyer

  • Level: Main
  • Dimensions: 8 x 6

Family Room

  • Level: Main
  • Dimensions: 18 x 13

Features

  • Solid Surface Counters
  • Window features: Double Pane Windows
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,221
  • Total interior livable area: 2,221 sqft

Kitchen

  • Level: Main
  • Dimensions: 12 x 11

Living Room

  • Level: Main
  • Dimensions: 18 x 13

Master Bedroom

  • Level: Main
  • Dimensions: 17 x 14

Utility Room

  • Level: Main
  • Dimensions: 7 x 6

Property

Details

  • Parcel number: B42000300220014900
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Exterior features: Deck,Fence,Patio,Storage
  • Fencing: Partial

Lot

  • Lot size: 0.46 Acres
  • Lot size dimensions: 117 x 172 x 116 x 184

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$179$2,148
Property Taxes $568$6,816
Electricity $238$2,858
Total$3,154$37,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,137/yr
40% on housing$94,620/yr
45% on housing$84,106/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 45440$144
Greene County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 45440$167
Greene County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$437,000
2026-05-07Listed for sale$449,000
2024-10-08Sold$350,000
2021-03-24Listing removed--
2012-06-20Listing removed$219,000
2012-03-23Price change$219,000
2012-02-14Listed for sale$222,000
2008-09-03Sold$215,000
2004-06-18Sold$185,000

For Sale by Agent

AgentKaren Angle
BrokerageColdwell Banker Heritage

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