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103 Eras Crossing Rd, Trinidad, TX, 75163

3beds
3baths
1,336sqft
$226,900
$170price/sqft
$1,802/moest. monthly cost
$72,080/yrincome needed

About This Home

Welcome to this charming 3-bedroom, 3-bath home offering modern comfort and thoughtful design just minutes from beautiful Cedar Creek Lake. With 1,336 sq. ft. of well-planned living space, this home features an open floor plan that feels bright, spacious, and inviting—perfect for everyday living or weekend lake getaways. Each bedroom enjoys the luxury of its own private bathroom, providing convenience and privacy for family and guests alike. The home’s vaulted ceilings enhance the airy atmosphere, while spray foam insulation helps keep energy costs low year-round. Additional upgrades include a tankless water heater for endless hot water and improved efficiency. Located in the desirable Ruth Springs neighborhood on the west side of the lake, residents have access to fantastic community amenities, including a private boat launch, sandy beach area, and lakeside picnic spots—ideal for enjoying the best of lake life. Comfort, efficiency, and lakeside convenience come together beautifully in this well-designed home. Whether you’re looking for a full-time residence, weekend retreat, or income-producing property, this one is a must-see.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Tool Elementary SchoolGrades PK-56.4 mi
4/10
Malakoff Middle SchoolGrades 6-85.8 mi
6/10
Malakoff High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 2023

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Tankless Water Heater

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 11 x 13

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 11 x 13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Built-in Features,Double Vanity,Eat-in Kitchen,Multiple Master Suites,Open Floorplan,Pantry,Cable TV,Vaulted Ceiling(s),Walk-In Closet(s)

Interior Area

  • Total interior livable area: 1,336 sqft

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 20 x 20

Master Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 14 x 16

Property

Details

  • Parcel number: 40100000075060

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 8,799 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage Faces Front,Garage,Garage Door Opener,Oversized
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,147$13,764
Home Insurance *$232$2,784
Property Taxes $185$2,220
Electricity $238$2,859
Total$1,802$21,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,782/yr
40% on housing$54,060/yr
45% on housing$48,053/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 75163$283
Henderson County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 75163$177
Henderson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-24Listed for sale$226,900

For Sale by Agent

AgentCelestina Hillock
BrokerageEbby Halliday Realtors

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