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2873 Cove Cir, Dayton, OH, 45431

3beds
3baths
1,884sqft
$419,900
$223price/sqft
$3,026/moest. monthly cost
$121,040/yrincome needed

About This Home

Welcome to this stunning newly built 2026 home located on a quiet court in the Brook Hollow Estates subdivision. Offering 1,884 square feet of thoughtfully designed living space, this beautiful two-story home combines modern elegance with exceptional craftsmanship. Step onto the inviting front porch featuring a custom wood ceiling before entering the impressive two-story foyer with soaring 18-foot ceilings. The main level boasts 9-foot ceilings, upscale vinyl plank flooring, and a spacious open-concept layout perfect for everyday living and entertaining. Built with durable 2x6 exterior walls, this home was designed with both quality and efficiency in mind. The gorgeous kitchen is sure to impress with black soft-close cabinetry accented by gold hardware, quartz countertops, a large center island, hood range, garbage disposal, and sliding glass doors leading to the backyard deck. Upstairs, you’ll find a spacious loft overlooking the grand entry, three generously sized bedrooms, two full bathrooms, and the convenience of a second-floor laundry room. The luxurious primary suite offers a beautiful coffered ceiling, a large walk-in closet, and a spa-inspired ensuite featuring a high-end composite stone finish walk-in shower, double vanity, and stylish cabinetry. Additional features include a convenient main-level half bath, attached two-car garage with garage door opener, 200-amp electrical service, new well pump, and attractive stone and vinyl exterior. This exceptional new construction home offers the perfect blend of style, comfort, and functionality. Some pictures of the outside are virtually altered to show grass on the property.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
Main Elementary SchoolGrades K-53.0 mi
7/10
Beavercreek High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 2026

Materials

  • Construction materials: Frame,Shingle Siding,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Second
  • Dimensions: 9 x 12

Bedroom

  • Level: Second
  • Dimensions: 9 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Entry Foyer

  • Level: Main
  • Dimensions: 7 x 14

Features

  • Ceiling Fan(s),Kitchen Island,Kitchen/Family Room Combo,Quartz Counters,Solid Surface Counters,Walk-In Closet(s)
  • Window features: Vinyl

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,884
  • Total interior livable area: 1,884 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Main
  • Dimensions: 10 x 14

Laundry

  • Level: Second
  • Dimensions: 7 x 6

Living Room

  • Level: Main
  • Dimensions: 21 x 16

Loft

  • Level: Second
  • Dimensions: 11 x 16

Master Bedroom

  • Level: Second
  • Dimensions: 14 x 16

Utility Room

  • Level: Main
  • Dimensions: 6 x 5

Property

Details

  • Parcel number: B42000400110016800
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Exterior features: Deck,Porch

Lot

  • Lot size: 0.41 Acres
  • Lot size dimensions: 0.41

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$145$1,740
Property Taxes $556$6,672
Electricity $202$2,424
Total$3,026$36,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,748/yr
40% on housing$90,780/yr
45% on housing$80,693/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 45431$136
Greene County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 45431$176
Greene County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$419,900
2026-07-22Price change$439,000
2026-07-03Listed for sale$448,000
2025-10-13Sold$48,000
2025-09-20Pending sale$52,000
2025-09-12Listed for sale$52,000
2025-08-29Pending sale$52,000
2025-08-26Listed for sale$52,000
2021-01-08Sold$210,000
2020-11-12Pending sale$214,900
2020-10-23Price change$214,900
2020-10-15Listed for sale$219,900

For Sale by Agent

AgentKristi Robinette
BrokerageHoward Hanna Real Estate Serv

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