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20852 Napa Loop, Estero, FL, 33928

3beds
5baths
2,856sqft
$1,219,000
$427price/sqft
$8,561/moest. monthly cost
$342,440/yrincome needed

About This Home

BETTER THAN THE BUILDER'S MODEL HOME! Don't miss this opportunity to own a fully upgraded Renown model in Verdana Village by Pulte. One of the FINEST HOMES & HOMESITES offering true breathtaking panoramic lake views like no other with exceptional privacy and loads of upgrades. Featuring *2850 SQFT OF THE FINEST FINISHES*3 BEDROOM + Den & 5 BATHS (Den can be used as 4th bedroom)*95 FT OF FRONTAGE*LEVEL 6 KITCHEN UPGRADES*ENGINEERED HARDWOOD FLOORING* ZERO CORNER SLIDERS* ENTERTAINMENT CENTER WITH FIREPLACE/SOUNBAR/SPEAKER*COFFERED CEILING* CROWN MOULDING*WOOD BEAMS* CUSTOM CLOSET ORGANIZERS*ACCENT WALLS* OUTDOOR KITCHEN ROUGHED IN* CUSTOM POOL WITH FULLY EXTENDED MARBLE POOL DECK*POOL BATH*WHOLE HOUSE WATER FILTERATION* EPOXY GARAGE FLOORS* EV CHARGER* 4 FOOT EXTENSION*LARGEST LAUNDRY ROOM AND WALK-IN CLOSET IN VERDANA* CUSTOM DRAPERY* DESIGNER LIGHT FIXTURES & FAUCETS* Ideally located within walking distance to the community’s resort-style amenities, including a fitness center, social room, resort pool, lap pool, and spa. * 10,000 SQ FT LEE HEALTH MEDICAL FACILITY COMING SOON TO THE SHOPPES AT VERDANA VILLAGE* The chef-inspired kitchen is highlighted by Calacatta quartz countertops, marble backsplash, a rare double-stacked glass upper cabinetry and a full suite of built-in stainless steel appliances—including a 48” fridge, gas cooktop, microwave/oven combination, and wine cooler. An oversized island and spacious walk-in pantry complete this exceptional space. The primary suite offers serene lake views and an expansive layout, featuring dual walk-in closets, an additional linen closet, and a luxurious spa-inspired bathroom with a soaking tub and frameless glass shower. Outdoor living is equally impressive, with a fully extended marble pool deck and a custom heated saltwater pool and spa, complete with black glass accents, sun shelf and multiple water features. The panoramic screened lanai is surrounded by lush 6-foot Clusia hedging for added privacy. Zero-corner sliding glass doors create seamless indoor-outdoor living, complemented by an oversized covered patio with ceiling fans and pre-plumbing for an outdoor kitchen—ideal for entertaining. Residents of Verdana Village enjoy an unparalleled lifestyle with three amenity centers featuring indoor and outdoor pickleball, tennis, indoor basketball, a dog park, on-site dining, and a vibrant social calendar with events, food trucks, live entertainment, and more. Conveniently located near Publix, UPS, NAIL SALON, HAIR SALON, DUNKIN DONUTS, PHYSIO, premier shopping, dining, and everyday services within one of Southwest Florida’s most sought-after communities. Only 20 minutes to Southwest Florida International Airport.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
7/10
Three Oaks Middle SchoolGrades 6-89.0 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2025

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dryer,Dishwasher,Freezer,Gas Cooktop,Microwave,Refrigerator,Tankless Water Heater
  • Laundry features: Inside,Laundry Tub

Bedroom

  • Dimensions: 14.40 x 12.00

Bedroom

  • Dimensions: 12.00 x 12.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Den

  • Dimensions: 14.50 x 12.00

Dining Room

  • Dimensions: 16.00 x 10.00

Family Room

  • Dimensions: 18.00 x 14.00

Features

  • Built-in Features,Bedroom on Main Level,Bathtub,Closet Cabinetry,Coffered Ceiling(s),Separate/Formal Dining Room,Dual Sinks,Eat-in Kitchen,French Door(s)/Atrium Door(s),Fireplace,Kitchen Island,Living/Dining Room,Multiple Shower Heads,Custom Mirrors,Main Level Primary,Pantry,Sitting Area in Primary,Separate Shower,Walk-In Pantry,Walk-In Closet(s),Wired for Sound,Den,Family Room,Office,Screened Porch
  • Door features: French Doors,Sliding Doors
  • Window features: Single Hung,Sliding,Impact Glass,Window Coverings
  • Flooring: Wood
  • Fireplace: Yes

Garage

  • Dimensions: 30.00 x 21.00

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,856
  • Total interior livable area: 2,856 sqft

Kitchen

  • Dimensions: 30.00 x 12.00

Master Bedroom

  • Dimensions: 18.00 x 15.00

Screened Porch

  • Dimensions: 18.00 x 15.00

Property

Details

  • Parcel number: 304627L30500B.1013
  • Lease amount: 0

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Concrete,Gas Heat,Heated,In Ground,Outside Bath Access,Pool Equipment,Salt Water,Community,Pool/Spa Combo
  • Patio & porch: Lanai,Patio,Porch,Screened
  • Exterior features: Sprinkler/Irrigation,Patio,Privacy Wall
  • Has spa: Yes
  • Spa features: Gas Heat,Gunite
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 0.28 Acres
  • Features: Oversized Lot,Sprinklers Automatic
  • Lot size dimensions: 95 x 150 x 65 x 150

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Garage,Paved,Electric Vehicle Charging Station(s),Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Wildfire
Drought
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,163$73,956
Home Insurance *$610$7,320
Property Taxes $1,501$18,012
Electricity $287$3,449
Total$8,561$102,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$293,520/yr
40% on housing$256,830/yr
45% on housing$228,293/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$427This listing

vs Other Active Listings

Avg $/sqft

ZIP 33928$210
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33928$273
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$1,269,000
2026-02-19Listed for sale$1,289,000
2025-06-27Sold$1,091,200
2024-10-28Listing removed$579,990
2024-09-04Price change$579,990
2024-05-02Price change$614,990
2024-04-25Price change$612,990
2024-02-25Listed for sale$603,990

For Sale by Agent

AgentAlex Niakani
BrokerageThe Pelican Team

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