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1399 Heritage Trace Ct, Bellbrook, OH, 45305

5beds
3baths
2,837sqft
$485,000
$171price/sqft
$3,542/moest. monthly cost
$141,680/yrincome needed

About This Home

Move-in ready in desirable Kables Mill. Extensively updated throughout, this home features a fully renovated kitchen and guest bath, along with updated primary and secondary baths with modern finishes. New windows with custom treatments, modern wall finishes, and all new flooring (LifeProof™ and upgraded carpet) enhance the home’s style and comfort. Notable upgrades also include updated lighting and ceiling fans, a new front door, new sliding glass doors, an insulated smart garage door, new cedar siding, and fresh interior and exterior paint. Major system improvements include a new water softener, new water heater, newer air conditioning, as well as a new storage building, oversized deck, and all-season gazebo. Conveniently located near Bellbrook schools, parks, Cornerstone Shopping Center, I-675, and Wright-Patterson Air Force Base. This home offers a well-rounded combination of updates, space, and location — schedule your showing today.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
9/10
Bellbrook Middle SchoolGrades 5-90.7 mi
7/10
Bellbrook High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Slab
  • Construction materials: Brick,Cedar,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Bi-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Softener,Gas Water Heater

Bedroom

  • Level: Second
  • Dimensions: 14 x 16

Bedroom

  • Level: Second
  • Dimensions: 10 x 12

Bedroom

  • Level: Second
  • Dimensions: 10 x 12

Bedroom

  • Level: Second
  • Dimensions: 11 x 12

Bedroom

  • Level: Second
  • Dimensions: 14 x 20

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 12 x 14

Entry Foyer

  • Level: Main
  • Dimensions: 14 x 12

Family Room

  • Level: Main
  • Dimensions: 14 x 19

Features

  • Butcher Block Counters,Ceiling Fan(s),Kitchen/Family Room Combo,Remodeled
  • Window features: Double Hung,Insulated Windows,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,837
  • Total interior livable area: 2,837 sqft

Kitchen

  • Level: Main
  • Dimensions: 15 x 14

Laundry

  • Level: Main
  • Dimensions: 6 x 8

Living Room

  • Level: Main
  • Dimensions: 12 x 14

Office

  • Level: Main
  • Dimensions: 11 x 13

Other

  • Level: Main
  • Dimensions: 3 x 2

Other

  • Level: Second
  • Dimensions: 10 x 18

Property

Details

  • Parcel number: L32000200160015300
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two,Multi/Split
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Deck,Fence,Storage
  • Fencing: Partial

Lot

  • Lot size: 0.37 Acres
  • Lot size dimensions: of record

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$144$1,728
Property Taxes $642$7,704
Electricity $304$3,651
Total$3,542$42,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,440/yr
40% on housing$106,260/yr
45% on housing$94,453/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 45305$240
Greene County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 45305$178
Greene County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Price change$499,900
2026-02-22Listed for sale$524,900
2003-05-05Sold$234,900
1997-03-18Sold$193,903

For Sale by Agent

AgentMonika Kassinos
BrokerageAgora Realty Group

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