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2488 Stewart Rd, Xenia, OH, 45385

3beds
4baths
4,128sqft
$749,900
$182price/sqft
$5,633/moest. monthly cost
$225,320/yrincome needed

About This Home

Welcome to 2488 Stewart Road! An exceptional, one-owner (owner-architect designed) residence nestled on 5+ private acres of secluded, old growth woods in the heart of Sugarcreek Township. This truly one-of-a-kind home is a rare find in a highly sought-after neighborhood, offering quiet, peaceful living with just over 4,100 square feet of thoughtfully designed space. Upon entry, you are welcomed by abundant natural light pouring through expansive windows and skylights that highlight the open concept living/dining areas, perfect for entertaining or relaxing by the fire. The open kitchen features a charming breakfast nook with a sliding door to the back deck, creating a seamless indoor-outdoor flow. The main level is also home to an all-season room with an additional 400 sq ft of imaginable space and convenient laundry that provides direct access to the three-car garage. The first-floor primary suite is a private retreat, complete with its own deck overlooking the wooded setting. The suite also includes a cozy fireplace, vaulted ceilings, oversized walk-in closet, and an ensuite bathroom with skylight. Upstairs, you’ll find two additional bedrooms, one featuring an attached 300+ square-foot bonus room and the other with a private balcony. The loft at the top of the stairs offers the perfect versatile space. The fully finished walk-out basement presents endless possibilities and is ready for your personal touch. It includes a full bathroom, walk-in cedar closet, and 400+ sq ft of unfinished storage. Sliding doors lead to a partial fenced-in yard, further enhancing the home’s flexibility and connection to the outdoors. Conveniently located off Sugar Valley Golf Club, minutes from I-675, and easily accessible to shopping, dinning, and entertainment, this is one that is an exceptional blend of peaceful seclusion and everyday convenience. A rare opportunity to own a private retreat that's convenient to everyday essentials.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
9/10
Bellbrook Middle SchoolGrades 5-92.5 mi
7/10
Bellbrook High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1989

Materials

  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Trash Compactor

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access

Bedroom

  • Level: Second
  • Dimensions: 12 x 11

Bedroom

  • Level: Second
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Bonus Room

  • Level: Second
  • Dimensions: 30 x 11

Breakfast Room Nook

  • Level: Main
  • Dimensions: 12 x 8

Dining Room

  • Level: Main
  • Dimensions: 20 x 12

Entry Foyer

  • Level: Main
  • Dimensions: 5 x 6

Features

  • Wet Bar,Granite Counters,High Speed Internet,Vaulted Ceiling(s),Bar,Walk-In Closet(s)
  • Window features: Skylight(s)
  • Fireplace features: Multi-Sided,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,128
  • Total interior livable area: 4,128 sqft

Kitchen

  • Level: Main
  • Dimensions: 11 x 13

Laundry

  • Level: Main
  • Dimensions: 13 x 5

Living Room

  • Level: Main
  • Dimensions: 19 x 22

Loft

  • Level: Second
  • Dimensions: 11 x 9

Master Bedroom

  • Level: Main
  • Dimensions: 18 x 15

Recreation

  • Level: Basement
  • Dimensions: 37 x 33

Screened Porch

  • Level: Main
  • Dimensions: 14 x 14

Property

Details

  • Parcel number: L32000200300010600
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Deck,Fence
  • Fencing: Partial

Lot

  • Lot size: 5.07 Acres
  • Lot size dimensions: irregular

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$407$4,884
Property Taxes $993$11,916
Electricity $442$5,312
Total$5,633$67,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,131/yr
40% on housing$168,990/yr
45% on housing$150,213/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 45385$148
Greene County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 45385$167
Greene County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Price change$789,000
2026-03-05Listed for sale$849,000

For Sale by Agent

AgentJayme Keyes, BHHS Professional Realty, James M Keyes, BHHS Professional Realty
BrokerageBHHS Professional Realty

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