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268 Center St, Xenia, OH, 45385

2beds
1baths
988sqft
$130,000
$132price/sqft
$1,092/moest. monthly cost
$43,680/yrincome needed

About This Home

Welcome home to this adorable and beautifully updated 2-bedroom, 1-bath bungalow nestled in the heart of Xenia! From the inviting front porch to the thoughtfully renovated interior, this charming home is full of character and modern updates. Step inside to discover beautifully refurbished hardwood floors that flow throughout the living spaces. The completely remodeled kitchen offers stylish finishes and an open layout to the dining room, creating the perfect space for everyday living and entertaining. The updated bathroom adds to the home's fresh, move-in-ready appeal, while a brand-new roof provides peace of mind for years to come. Outside, you'll find a detached one-car garage offering additional storage and convenience. Whether you're a first-time homebuyer, looking to downsize, or searching for a turnkey investment, this charming bungalow is one you won't want to miss!

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
81
BikeVery Bikeable

Schools

7/10
Arrowood ElementaryGrades K-51.0 mi
5/10
Warner Middle SchoolGrades 6-81.0 mi
3/10
Xenia High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1914

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom

  • Level: Main
  • Dimensions: 11 x 7

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 11 x 9

Entry Foyer

  • Level: Main
  • Dimensions: 11 x 5

Family Room

  • Level: Main
  • Dimensions: 13 x 9

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 988
  • Total interior livable area: 988 sqft

Kitchen

  • Level: Main
  • Dimensions: 8 x 7

Living Room

  • Level: Main
  • Dimensions: 13 x 8

Master Bedroom

  • Level: Main
  • Dimensions: 16 x 7

Property

Details

  • Parcel number: M40000100110007700
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,150 sqft
  • Lot size dimensions: .14 acres

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$70$840
Property Taxes $172$2,064
Electricity $193$2,320
Total$1,092$13,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,440/yr
40% on housing$32,760/yr
45% on housing$29,120/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 45385$150
Greene County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 45385$167
Greene County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$125,000
2026-07-25Price change$130,000
2026-07-03Listed for sale$135,000
2024-02-09Sold$63,000
2024-01-23Pending sale$74,900
2024-01-03Price change$74,900
2023-12-10Price change$79,900
2023-10-18Pending sale$69,900
2023-10-17Listed for sale$69,900
2014-04-03Sold$23,000
2014-01-29Listed for sale$24,000
2013-11-20Sold$32,000
1998-05-19Sold$54,900

For Sale by Agent

AgentJennifer Stewart
BrokerageBHHS Professional Realty

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