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249 McCullough St, Cincinnati, OH, 45226

3beds
2baths
1,728sqft
$374,900
$217price/sqft
$2,731/moest. monthly cost
$109,240/yrincome needed

About This Home

Terrific two-story with historic charm plus completely gutted and rebuilt in 2018 with totally new wiring, plumbing, bathrooms, kitchen, lighting, roof etc. This is not an old house. Large rooms. Hardwood floors. Open, light-filled floorplan is great for entertaining & family living. Modern kitchen with tile flooring, abundant wood cabinetry, granite countertops and walk-out to deep, level rear yard. Two full bathrooms. Large primary bedroom has beamed ceiling and walks out to lovely balcony. Walkable neighborhood with great community feel. Post East End Eatery and Streetside Brewery nearby. Bike Trail to Lunken moments away. Covered front porch.

Getting Around

63
WalkingSomewhat Walkable
27
TransitSome Transit
51
BikeBikeable

Schools

4/10
Riverview East AcademyGrades PK,4,6,9-120.5 mi
6/10
3/10

Construction

Condition

  • Year built: 1903

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven/Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Glass Blk Wind

Bathroom1

  • Features: Full
  • Level: Second

Bathroom2

  • Features: Full
  • Level: First

Bedroom2

  • Level: Second
  • Area: 144

Bedroom3

  • Level: Second
  • Area: 112

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Chandelier,Fireplace,Wood Floor
  • Level: First
  • Area: 210

Family Room

  • Area: 0

Features

  • Beamed Ceilings,Natural Woodwork,Vaulted Ceiling(s),Recessed Lighting
  • Window features: Double Hung,Insulated Windows
  • Number of fireplaces: 3
  • Fireplace features: Inoperable,Dining Room,Kitchen,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 1,728 sqft

Kitchen

  • Features: Tile Floor,Fireplace,Walkout,Wood Cabinets,Wood Floor,Marble/Granite/Slate
  • Area: 225

Living Room

  • Features: Walkout,Fireplace,Wood Floor
  • Area: 210

Master Bathroom

  • Features: Shower,Tile Floor,Marb/Gran/Slate

Master Bedroom

  • Features: Walk-In Closet(s),Walkout,Wood Floor
  • Level: Second
  • Area: 210

Office

  • Area: 0

Property

Details

  • Parcel number: 0270006010000
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Balcony

Lot

  • Lot size: 4,704 sqft
  • Lot size dimensions: 189 x 25

Parking

  • Parking features: On Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$172$2,064
Property Taxes $471$5,652
Electricity $193$2,320
Total$2,731$32,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,634/yr
40% on housing$81,930/yr
45% on housing$72,826/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 45226$285
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45226$232
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$374,900
2026-06-09Listed for sale$399,000
2017-01-27Sold$2,500
2017-01-09Pending sale$8,800
2017-01-05Price change$8,800
2016-12-27Listed for sale$19,800
2016-12-15Pending sale$19,800
2016-12-08Listed for sale$19,800
2016-10-31Sold$10,000
1998-08-07Sold$14,000

For Sale by Agent

AgentLee G. Robinson
BrokerageRobinson Sotheby's Internat'l

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