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3446 Golden Ave, Cincinnati, OH, 45226

4beds
3baths
2,182sqft
$299,000
$137price/sqft
$2,258/moest. monthly cost
$90,320/yrincome needed

About This Home

Fantastic two-family in Columbia Tusculum! 1st floor one-bedroom unit features an open living room & dining room with a decorative brick fireplace. Two story upper unit includes 3 bedrooms & 2 full baths, with a front balcony with views in Kentucky. Hardwood floors throughout. Available for immediate occupancy. Property is sold as-is. Parcel is zoned RM 2.0.

Getting Around

63
WalkingSomewhat Walkable
30
TransitSome Transit
37
BikeSomewhat Bikeable

Schools

4/10
Riverview East AcademyGrades PK-120.4 mi
6/10
3/10

Construction

Condition

  • Year built: 1919

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Storm Window(s),Vinyl,Double Hung
  • Number of fireplaces: 2
  • Fireplace features: Dummy
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air,Separate Air Conditioning

Interior Area

  • Total structure area: 2,182
  • Total interior livable area: 2,182 sqft

Property

Details

  • Parcel number: 0280004007900
  • Zoning description: Multi Family

Features

  • Stories: 3
  • Patio & porch: Deck,Porch,Covered Deck
  • Exterior features: Balcony,Yard Lights
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 4,965 sqft
  • Features: Busline Near
  • Lot size dimensions: 40 x 140

Parking

  • Parking features: Public

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$137$1,644
Property Taxes $376$4,512
Electricity $234$2,808
Total$2,258$27,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,417/yr
40% on housing$67,740/yr
45% on housing$60,213/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 45226$287
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45226$232
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$299,000
2026-03-26Listing removed$299,000
2026-02-21Listed for sale$299,000
2026-02-06Listing removed$309,000
2026-01-20Price change$309,000
2025-11-18Price change$319,000
2025-10-06Price change$329,000
2025-09-25Listed for sale$345,000
2025-08-19Listing removed$360,000
2025-06-13Listed for sale$360,000
2025-01-14Sold$350,412
2024-08-01Listing removed--
2024-06-16Listed for sale$399,900
2019-06-15Listing removed$329,000
2019-02-06Listed for sale$329,000
2018-11-14Listing removed$349,900
2018-09-10Listed for sale$349,900
2018-04-03Sold$145,000
2018-03-13Pending sale$180,000
2018-02-15Listed for sale$180,000
2018-01-04Pending sale$180,000
2018-01-02Price change$180,000
2017-12-28Price change$189,000
2017-12-27Listed for sale$199,900
2017-12-13Pending sale$199,900
2002-02-15Sold$170,000

For Sale by Agent

AgentWilliam Draznik
BrokerageColdwell Banker Realty

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