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3435 Golden Ave Unit 901, Cincinnati, OH, 45226

3beds
3baths
2,100sqft
$649,900
$309price/sqft
$4,627/moest. monthly cost
$185,080/yrincome needed

About This Home

Price Reduced! For Sale by Owner/Agent/ Executor of Estate presents this lovely condominium for immediate occupancy at closing and ready for you to enjoy all of the amenities that this property has to offer. Shown by appointment for private showing and building tour. Buyer Agents are encouraged.

Getting Around

29
WalkingCar-Dependent
23
TransitMinimal Transit
56
BikeBikeable

Schools

4/10
Riverview East AcademyGrades PK-121.3 mi
6/10

Construction

Condition

  • Year built: 1991

Materials

  • Construction materials: brick

Type & Style

  • Home type: Condo
  • Architectural style: Conventional

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Forced air,Electric,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,100 sqft

Property

Details

  • Parcel number: 0280004018400

Features

  • Exterior features: Brick
  • Has view: Yes
  • View description: Water,City
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 5 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$299$3,588
Property Taxes $817$9,804
Electricity $225$2,702
Total$4,627$55,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,640/yr
40% on housing$138,810/yr
45% on housing$123,386/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$309This listing

vs Other Active Listings

Avg $/sqft

ZIP 45226$281
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45226$232
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Price change$649,900
2026-01-11Listed for sale$674,900
2025-10-29Pending sale$674,900
2025-10-10Listed for sale$674,900
2002-09-13Sold$350,000
1998-05-29Sold$260,000

For Sale by Owner

AgentProperty Owner

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