See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

538 Tusculum Ave, Cincinnati, OH, 45226

3beds
3baths
1,466sqft
$350,000
$239price/sqft
$2,563/moest. monthly cost
$102,520/yrincome needed

About This Home

Spacious 3bd 2.5ba townhouse condo in the heart of Columbia Tusculum. Fully renovated from top to bottom with new bathrooms (2026), new appliances (2025), new attic insulation (2026), added dining room cabinetry (2026), Windows replaced (2019). Features off-street parking and a prime location just minutes from Downtown Cincinnati, Alms Park, dining and entertainment. Nothing left to do, move-in and enjoy!

Getting Around

62
WalkingSomewhat Walkable
27
TransitSome Transit
24
BikeSomewhat Bikeable

Schools

4/10
Riverview East AcademyGrades PK,4,6,9-120.5 mi
6/10
3/10

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Cooktop,Oven/Range,Refrigerator,Washer,Electric Water Heater
  • Laundry features: In Unit

Basement

  • Basement: None

Bathroom1

  • Features: Full
  • Level: Third

Bathroom2

  • Features: Full
  • Level: Third

Bathroom3

  • Features: Partial
  • Level: Second

Bedroom2

  • Level: Third
  • Area: 140

Bedroom3

  • Level: Third
  • Area: 132

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Laminate Floor,Open
  • Level: Second
  • Area: 135

Family Room

  • Area: 0

Features

  • High Ceilings,Ceiling Fan(s),Recessed Lighting
  • Number of fireplaces: 1
  • Fireplace features: Marble,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,466
  • Total interior livable area: 1,466 sqft

Kitchen

  • Features: Pantry,Quartz Counters,Laminate Floor
  • Area: 96

Living Room

  • Features: Fireplace,Laminate Floor
  • Area: 196

Master Bathroom

  • Features: Shower,Tile Floor,Double Vanity

Master Bedroom

  • Features: Bath Adjoins,Wall-to-Wall Carpet
  • Level: Third
  • Area: 238

Office

  • Area: 0

Property

Details

  • Parcel number: 0280006019700
  • Zoning description: Residential

Features

  • Stories: 3
  • Patio & porch: Patio
  • Has view: Yes
  • View description: City,River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River

Lot

  • Lot size: 1.20 Acres
  • Lot size dimensions: Condo

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$161$1,932
Property Taxes $440$5,280
Electricity $193$2,320
Total$2,563$30,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,874/yr
40% on housing$76,890/yr
45% on housing$68,346/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 45226$285
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45226$232
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$350,000
2026-06-05Listed for sale$375,000
2019-04-23Listing removed$182,500
2019-04-23Listed for sale$182,500
2019-04-23Pending sale$182,500
2019-04-02Listed for sale$182,500
2019-03-29Sold$172,500
2019-02-15Pending sale$182,500
2019-01-25Price change$182,500
2019-01-03Listed for sale$189,900
2012-03-23Sold$53,500
2012-02-24Pending sale$128,500
2011-10-01Price change$128,500
2011-05-12Listed for sale$138,500
2011-04-09Listing removed$138,500
2011-04-02Listed for sale$138,500

For Sale by Agent

AgentEric Surkamp
BrokerageComey & Shepherd

Similar Homes