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226 Congress Ave, Cincinnati, OH, 45226

3beds
2baths
1,536sqft
$250,000
$163price/sqft
$1,886/moest. monthly cost
$75,440/yrincome needed

About This Home

Welcome to 226 Congress Ave in the heart of Columbia-Tusculum! This fully renovated 3-bedroom, 1.5-bath home blends modern updates with classic neighborhood charm. The open floor plan features a spacious kitchen flowing into the living and dining areas, perfect for entertaining and everyday living. Enjoy first-floor laundry, updated kitchen and bathrooms, new flooring, appliances, and brand-new siding throughout. Major updates including a newer roof, HVAC, and water heater mean no large projects left to tackle. Outside offers a nice backyard ideal for relaxing or entertaining. Conveniently located near downtown Cincinnati, I-75, Kentucky, restaurants, shops, and local favorites, this move-in ready home offers the perfect mix of lifestyle, location, and low-maintenance living!

Getting Around

71
WalkingVery Walkable
27
TransitSome Transit
70
BikeVery Bikeable

Schools

4/10
Riverview East AcademyGrades PK-120.2 mi

Construction

Condition

  • Year built: 1903

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Concrete

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Full
  • Level: Second

Bedroom2

  • Level: Second
  • Area: 112

Bedroom3

  • Level: Second
  • Area: 126

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Wood Floor
  • Level: First
  • Area: 165

Family Room

  • Area: 0

Features

  • Window features: Vinyl

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,536
  • Total interior livable area: 1,536 sqft

Kitchen

  • Features: Quartz Counters,Eat-in Kitchen,Wood Cabinets,Wood Floor
  • Area: 300

Living Room

  • Features: Wood Floor
  • Area: 225

Master Bathroom

  • Features: Tub,Tub w/Shower,Wood Floor

Master Bedroom

  • Features: Wall-to-Wall Carpet
  • Level: Second
  • Area: 225

Office

  • Area: 0

Property

Details

  • Parcel number: 0290002005900
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch

Lot

  • Lot size: 2,874 sqft
  • Features: Less than .5 Acre
  • Lot size dimensions: 25 x 100

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$115$1,380
Property Taxes $314$3,768
Electricity $193$2,320
Total$1,886$22,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,662/yr
40% on housing$56,580/yr
45% on housing$50,293/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 45226$287
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45226$232
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$299,000
2026-04-20Listing removed$299,000
2026-04-12Listed for sale$299,000
2026-04-04Pending sale$299,000
2026-03-28Price change$299,000
2026-03-24Price change$310,000
2026-03-11Price change$324,900
2026-03-03Price change$339,900
2026-02-16Price change$349,900
2026-02-05Listed for sale$375,000
2025-03-14Sold$75,000
2025-02-17Pending sale$174,900
2025-02-13Listed for sale$174,900
2024-08-20Listing removed$225,000
2024-08-20Price change$225,000
2024-07-15Price change$250,000
2024-07-03Listed for sale$275,000
2022-09-01Listing removed--
2022-07-18Listed for sale$118,000
2022-06-15Pending sale$118,000
2022-05-06Listed for sale$118,000
2021-08-20Listing removed--
2021-08-09Price change$124,900
2021-07-15Listed for sale$126,000
2021-06-25Pending sale$126,000
2021-06-23Sold$100,000
2021-01-11Sold$65,000
2020-10-23Sold$30,000
2004-04-14Sold$73,500
2000-10-05Sold$37,000

For Sale by Agent

AgentTanya Roesel
BrokerageComey & Shepherd

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