465 Whistlestop Way, Ferris, TX, 75125
About This Home
100% USDA Financing available on this adorable 3-bedroom, 2-bath cottage in the heart of Ferris, TX! Barely lived in and feeling like new, this move-in ready home offers the perfect blend of modern comfort and small-town charm. Step inside to discover a bright, inviting floor plan designed for everyday living. The kitchen opens to the main living area, creating a warm and welcoming space for gathering with family and friends. The spacious primary suite provides a relaxing retreat, while two additional bedrooms offer flexibility for guests, a home office, or hobbies. Nestled in a quiet, peaceful neighborhood, you'll enjoy the tranquility of rural living without sacrificing convenience. With easy access to major highways, you're just a short commute from shopping, dining, entertainment, and nightlife throughout the Dallas metroplex. Whether you're a first-time homebuyer, looking to downsize, or searching for a low-maintenance home that's truly move-in ready, this charming cottage checks all the boxes. Don't miss your opportunity to make it yours!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Type & Style
- Home type: SingleFamily
- Architectural style: Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Cooktop,Disposal,Gas Oven,Tankless Water Heater
- Laundry features: Stacked
Bedroom
- Level: First
- Dimensions: 10 x 10
Bedroom
- Level: First
- Dimensions: 10 x 10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Cable TV
- Flooring: Carpet,Laminate
Interior Area
- Total interior livable area: 1,150 sqft
Living Room
- Level: First
- Dimensions: 14 x 11
Master Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Dimensions: 16 x 13
Property
Details
- Parcel number: 296180
Features
- Levels: One
- Stories: 1
- Pool features: None
- Fencing: Wood
Lot
- Lot size: 3,310 sqft
Parking
- Parking features: Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,010 | $12,120 |
| Home Insurance * | $142 | $1,704 |
| Property Taxes | $164 | $1,968 |
| Electricity | $238 | $2,859 |
| Total | $1,554 | $18,648 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $200,000 |
| 2026-07-10 | Listed for sale | $199,900 |
| 2025-01-29 | Listing removed | $1,700 |
| 2025-01-15 | Price change | $1,700 |
| 2025-01-04 | Listed for rent | $1,750 |
| 2024-02-28 | Listing removed | $205,674 |
| 2024-02-27 | Listed for sale | $205,674 |
For Sale by Agent
View on Zillow