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1850 Silver Birch Rd, Waxahachie, TX, 75165

5beds
3baths
2,554sqft
$483,154
$189price/sqft
$3,511/moest. monthly cost
$140,440/yrincome needed

About This Home

MLS# 21010008 - Built by First Texas Homes - Ready Now! ~ Located in The Oaks of North Grove, Waxahachie, TX, this thoughtfully designed home offers 5 bedrooms, 3 bathrooms, and 2554 sq ft of flexible living space that’s built for real life. Whether you're gathering with loved ones or enjoying a quiet moment, this home gives you the space — and comfort — to do both. Inside, you’ll find two bedrooms and two full baths on the first floor, offering convenience for guests or extended family. A bright, open-concept design includes a generous kitchen and living area, plus extra garage space for storage or hobbies. The primary suite is your private retreat, complete with an oversized 3' x 4' shower and a beautiful freestanding tub, designed to make everyday living easier and more enjoyable. With close access to top-rated Waxahachie Independent School District, Lake Waxahachie, and historic downtown Waxahachie's charming shops and events, you’ll enjoy the convenience of everything you need—without giving up the peace of coming home. If you’re looking for a home that fits your life, we’d love to show you around. Schedule your private tour today.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Waxahachie High SchoolGrades 8-124.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Rock,Stone

Other

  • Builder name: First Texas Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal
  • Laundry features: Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 11 x 11

Bedroom

  • Level: Second
  • Dimensions: 11 x 11

Bedroom

  • Level: Second
  • Dimensions: 11 x 14

Bedroom

  • Level: Second
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Dimensions: 8 x 7

Features

  • Decorative/Designer Lighting Fixtures,Double Vanity,Granite Counters,High Speed Internet,Kitchen Island,Pantry,Smart Home,Cable TV,Vaulted Ceiling(s),Wired for Data,Walk-In Closet(s),Wired for Sound
  • Flooring: Brick,Carpet,Concrete,Ceramic Tile,Laminate,Luxury Vinyl Plank,Marble,Stone,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Game Room

  • Level: Second
  • Dimensions: 15 x 15

Heating & Cooling

  • Heating features: Central,Electric,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,554 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen Island,Pantry,Walk-In Pantry
  • Level: First
  • Dimensions: 12 x 12

Living Room

  • Level: First
  • Dimensions: 16 x 17

Master Bedroom

  • Features: Dual Sinks,Double Vanity,Garden Tub/Roman Tub,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 13 x 18

Utility Room

  • Features: Utility Room
  • Level: First
  • Dimensions: 7 x 5

Property

Accessibility

  • Accessibility features: Smart Technology

Details

  • Parcel number: 297231

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Rain Gutters
  • Fencing: Wood

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Tornado
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,443$29,316
Home Insurance *$289$3,468
Property Taxes $499$5,988
Electricity $280$3,365
Total$3,511$42,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,377/yr
40% on housing$105,330/yr
45% on housing$93,626/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 75165$168
Ellis County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 75165$178
Ellis County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-21Price change$483,154
2026-01-20Price change$483,950
2025-07-21Price change$483,154
2025-06-27Listed for sale$481,727

New Construction Spec

AgentBen Caballero
BrokerageHomesUSA.com

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