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1860 Kinney Ave, Cincinnati, OH, 45207

5beds
3baths
2,086sqft
$499,900
$240price/sqft
$3,790/moest. monthly cost
$151,600/yrincome needed

About This Home

Turnkey historic home just steps from the dining, shopping, and entertainment of East Walnut Hills! This property likely qualifies for special financing with 0% down, no PMI, a 1% interest-rate reduction, and no lender fees! Situated on prestigious Kinney Avenue, one of Evanston's premier streets, this beautifully renovated home blends timeless character with today's most desirable finishes. Original historic details have been carefully preserved while featuring white oak luxury vinyl plank flooring, quartz countertops with a waterfall edge, custom cabinetry, and designer-tiled bathrooms. This floor plan offers abundant space for entertaining, while the fully fenced backyard is perfect for cookouts, gatherings, or even a future pool! A brand-new driveway adds convenience, and the tax abatement application offers the potential to save hundreds of dollars each month! This is a rare opportunity to own a fully renovated historic home in one of Cincinnati's most sought-after locations!

Getting Around

62
WalkingSomewhat Walkable
51
TransitGood Transit
43
BikeSomewhat Bikeable

Schools

9/10
Walnut Hills High SchoolGrades 7-120.7 mi
3/10

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Concrete Perimeter,Stone
  • Roof: Shingle
  • Construction materials: Brick,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman/Bungalow,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom1

  • Features: Full
  • Level: Second

Bathroom2

  • Features: Full
  • Level: First

Bathroom3

  • Features: Partial
  • Level: Second

Bedroom2

  • Level: Second
  • Area: 144

Bedroom3

  • Level: Second
  • Area: 144

Bedroom4

  • Level: Third
  • Area: 0

Bedroom5

  • Level: Third
  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Open
  • Level: First
  • Area: 168

Family Room

  • Area: 0

Features

  • Window features: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Inoperable
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,086
  • Total interior livable area: 2,086 sqft

Kitchen

  • Area: 100

Living Room

  • Area: 0

Master Bathroom

  • Features: Shower,Tile Floor,Double Vanity

Master Bedroom

  • Features: Bath Adjoins
  • Level: Second
  • Area: 144

Office

  • Area: 0

Property

Details

  • Parcel number: 0540004015800
  • Zoning description: Residential

Features

  • Stories: 3
  • Patio & porch: Deck
  • Fencing: Wood

Lot

  • Lot size: 7,579 sqft
  • Features: Less than .5 Acre
  • Lot size dimensions: 50 x 151.50 LOT 80 C & L HEWITT 1ST SUB

Parking

  • Parking features: On Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$411$4,932
Property Taxes $629$7,548
Electricity $223$2,684
Total$3,790$45,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,942/yr
40% on housing$113,700/yr
45% on housing$101,066/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 45207$157
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45207$129
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$489,900
2026-07-09Listed for sale$499,900
2025-11-17Sold$135,000
2019-01-09Sold$36,300
2008-03-17Sold$19,500
2007-10-03Sold$54,000

For Sale by Agent

AgentAustin Long
BrokerageKeller Williams Advisors

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