3318 Fairfield Ave, Cincinnati, OH, 45207
About This Home
You could own this home for as little as $1,954/month with approximately $2,400 Cash to Close, thanks to first-time buyer programs through the Ohio Housing Finance Agency and FHA Loans, plus an $8,000 Seller Credit. Just imagine moving into your new home with less upfront cost than most rentals. What most people do not realize is that your total payment includes estimated property taxes, insurance, and mortgage insurance and your Cash to Close could even be lower at closing. Your actual payment may vary. Be sure to get an official Loan Estimate before choosing a loan.
Getting Around
Somewhat Walkable
Good Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1902
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Brick,Vinyl Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven/Range,Refrigerator,Electric Water Heater
Basement
- Has basement: Yes
- Basement: Full,Concrete,Unfinished,Glass Blk Wind
Bathroom1
- Features: Full
- Level: First
Bathroom2
- Features: Full
- Level: Second
Bedroom2
- Level: Second
- Area: 165
Bedroom3
- Level: Second
- Area: 150
Bedroom4
- Level: Third
- Area: 286
Bedroom5
- Level: Third
- Area: 150
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Chandelier,Wood Floor
- Level: First
- Area: 180
Family Room
- Area: 0
Features
- Natural Woodwork,Ceiling Fan(s)
- Window features: Double Hung,Double Pane Windows,Vinyl,Insulated Windows
- Number of fireplaces: 2
- Fireplace features: Dummy,Living Room,Master Bedroom
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,710
- Total interior livable area: 1,710 sqft
Kitchen
- Features: Eat-in Kitchen,Tile Floor,Walkout,Wood Cabinets
- Area: 135
Living Room
- Features: Fireplace,Wood Floor
- Area: 210
Master Bathroom
- Features: Tub w/Shower
Master Bedroom
- Features: Fireplace,Wood Floor
- Level: Second
- Area: 210
Office
- Area: 0
Property
Details
- Parcel number: 0540004017400
- Zoning description: Residential
Features
- Stories: 3
- Patio & porch: Porch
- Topography of land: Cleared,Level
Lot
- Lot size: 4,530 sqft
- Features: Less than .5 Acre,Busline Near
- Lot size dimensions: 32 x 140
Parking
- Parking features: On Street,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $935 | $11,220 |
| Home Insurance * | $152 | $1,824 |
| Property Taxes | $232 | $2,784 |
| Electricity | $193 | $2,320 |
| Total | $1,512 | $18,144 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Price change | $194,000 |
| 2026-04-30 | Price change | $197,000 |
| 2026-04-20 | Price change | $200,000 |
| 2026-04-15 | Price change | $203,000 |
| 2026-04-07 | Price change | $206,000 |
| 2026-03-24 | Price change | $209,000 |
| 2026-03-17 | Price change | $212,000 |
| 2026-03-10 | Price change | $215,000 |
| 2026-03-04 | Price change | $218,000 |
| 2026-02-25 | Price change | $221,000 |
| 2026-02-05 | Price change | $224,000 |
| 2026-01-26 | Price change | $227,000 |
| 2026-01-20 | Price change | $230,000 |
| 2026-01-12 | Price change | $233,000 |
| 2025-11-20 | Price change | $235,000 |
| 2025-10-31 | Listed for sale | $245,000 |
| 2013-12-06 | Listing removed | $15,000 |
| 2013-09-17 | Price change | $15,000 |
| 2013-08-28 | Listed for sale | $29,900 |
| 2013-08-19 | Listing removed | $850 |
| 2013-08-11 | Price change | $850 |
| 2013-08-10 | Price change | $695 |
| 2013-08-02 | Price change | $850 |
| 2013-06-29 | Listed for rent | $695 |
| 2012-08-27 | Sold | $3,400 |
| 1997-05-01 | Sold | $6,000 |
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