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2530 Hemlock St, Cincinnati, OH, 45206

2beds
2baths
1,421sqft
$165,900
$117price/sqft
$1,369/moest. monthly cost
$54,760/yrincome needed

About This Home

Rare opportunity in booming Walnut Hills! So much character in this 2 bedroom beauty! Newer mechanicals, rubber roof, generous bedroom sizes, patio perfect for entertaining! Tons of storage in the walk out basement! Property being sold as is where is.

Getting Around

84
WalkingVery Walkable
53
TransitGood Transit
47
BikeSomewhat Bikeable

Schools

9/10
Walnut Hills High SchoolGrades 7-121.2 mi
3/10
Hughes STEM High SchoolGrades 7-121.5 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Stone
  • Roof: Membrane
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial,Walk-Out Access,Glass Blk Wind

Bathroom1

  • Features: Full
  • Level: Second

Bedroom2

  • Level: Second
  • Area: 165

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Chandelier,Wood Floor
  • Level: First
  • Area: 150

Family Room

  • Area: 0

Features

  • Window features: Double Hung,Vinyl,Insulated Windows
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,421
  • Total interior livable area: 1,421 sqft

Kitchen

  • Features: Walkout
  • Area: 180

Living Room

  • Features: Fireplace
  • Area: 210

Master Bathroom

  • Features: Tub w/Shower

Master Bedroom

  • Level: Second
  • Area: 165

Office

  • Area: 0

Property

Details

  • Parcel number: 0700002014000
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 3,354 sqft
  • Features: Less than .5 Acre

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $838$10,056
Home Insurance *$130$1,560
Property Taxes $208$2,496
Electricity $193$2,320
Total$1,369$16,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,937/yr
40% on housing$41,070/yr
45% on housing$36,506/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 45206$181
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45206$194
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$159,000
2026-07-12Listed for sale$165,900
2025-05-22Listing removed$1,500
2025-05-12Listed for rent$1,500
2025-04-16Listing removed$1,500
2025-03-29Listed for rent$1,500
2023-07-17Listing removed--
2023-07-05Listed for rent$1,650
2021-07-12Listing removed--
2021-06-15Listed for sale$130,000
2018-01-03Sold$3,800
1998-03-05Sold$7,000

For Sale by Agent

AgentMays Khalaf
BrokerageKeylink Real Estate LLC

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