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399 Oregon St, Cincinnati, OH, 45202

5beds
3baths
2,562sqft
$850,000
$332price/sqft
$5,870/moest. monthly cost
$234,800/yrincome needed

About This Home

Experience the best of city living with this beautifully maintained 3-unit building, featuring Panoramic River View's and City views, and modern updates throughout. Each unit offers stylish finishes and comfortable layouts, perfect for tenants or owner-occupants alike. Located in a highly convenient location close to shopping, dining, and transit. This property is a rare opportunity with incredible potential! Top floor is 2BR/1Bath with Study, Middle unit is 1BR/1Bath, Bottom unit is 1BR/1Bath. All units come fully Furnished!

Getting Around

69
WalkingSomewhat Walkable
72
TransitExcellent Transit
55
BikeBikeable

Schools

4/10
Riverview East AcademyGrades PK,4,6,9-123.2 mi
3/10
Hughes STEM High SchoolGrades 7-121.9 mi

Construction

Condition

  • Year built: 1875

Materials

  • Foundation: Stone
  • Roof: Membrane
  • Construction materials: Aluminum Siding,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Triplex

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Vinyl,Double Hung
  • Fireplace features: None

Heating & Cooling

  • Heating features: Gas,Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,562
  • Total interior livable area: 2,562 sqft

Property

Details

  • Parcel number: 0730002026900
  • Zoning description: Multi Family

Features

  • Stories: 3
  • Patio & porch: Deck,Covered Deck
  • Has view: Yes
  • View description: River,City
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River

Lot

  • Lot size: 4,704 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$229$2,748
Property Taxes $1,069$12,828
Electricity $274$3,297
Total$5,870$70,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$201,257/yr
40% on housing$176,100/yr
45% on housing$156,533/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 45202$225
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45202$291
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$850,000
2025-09-11Listing removed$1,200,000
2025-05-08Listed for sale$1,200,000
2022-04-07Sold$888,000
2022-01-17Pending sale$888,000
2021-11-04Listed for sale$888,000
2021-10-29Pending sale$888,000
2021-10-07Listed for sale$888,000
2010-08-14Listing removed$425,000
2010-05-01Price change$425,000
2010-04-09Listed for sale$450,000
1997-08-27Sold$189,000

For Sale by Agent

AgentJeff A. Rosa
BrokerageeXp Realty

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