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548 Liberty Hl, Cincinnati, OH, 45202

3beds
4baths
4,305sqft
$1,290,000
$300price/sqft
$8,954/moest. monthly cost
$358,160/yrincome needed

About This Home

One of the finest homes in Mt. Auburn's historic Prospect Hill. Double lot with signature landscaping/ gardens. Charming outdoor living spaces. Grand room sizes, high ceilings, and impossible to replicate architectural details. Reclaimed antique hardwood floors, custom cabinetry, and high end finishes throughout. Elevator to all floors. Two car garage. City views. Close to all that downtown, OTR, and Covington have to offer. Sophisticated, warm, and inviting city living at it's absolute best. A rare opportunity.

Getting Around

84
WalkingVery Walkable
71
TransitExcellent Transit
47
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Stone
  • Roof: Composition,Membrane
  • Construction materials: Brick,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Italianate
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Disposal,Gas Cooktop,Oven/Range,Refrigerator,Trash Compactor,Wine Cooler,Gas Water Heater

Basement

  • Basement: Crawl Space,Unfinished

Bathroom1

  • Features: Full
  • Level: Third

Bathroom2

  • Features: Full
  • Level: First

Bathroom3

  • Features: Full
  • Level: Fourth

Bathroom4

  • Features: Partial
  • Level: Second

Bedroom2

  • Level: First
  • Area: 377

Bedroom3

  • Level: 4
  • Area: 456

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Open,Window Treatment,Fireplace,Wood Floor
  • Level: Second
  • Area: 273

Family Room

  • Area: 0

Features

  • High Ceilings,Elevator
  • Door features: French Doors,Multi Panel Doors
  • Window features: Slider,Double Hung,Double Pane Windows,Insulated Windows
  • Number of fireplaces: 5
  • Fireplace features: Marble,Gas,Dining Room,Living Room,Master Bedroom
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,305
  • Total interior livable area: 4,305 sqft

Kitchen

  • Features: Eat-in Kitchen,Walkout,Gourmet,Window Treatment,Kitchen Island,Wood Floor,Marble/Granite/Slate
  • Area: 288

Living Room

  • Features: Fireplace,Window Treatment,Wood Floor
  • Area: 323

Master Bathroom

  • Features: Shower,Tile Floor,Double Vanity,Tub,Window Treatment

Master Bedroom

  • Features: Bath Adjoins,Walk-In Closet(s),Fireplace,Window Treatment,Sitting Room,Wood Floor
  • Level: Third
  • Area: 665

Office

  • Features: Bookcases,Walkout,Window Treatment,Wood Floor
  • Level: Third
  • Area: 336

Property

Accessibility

  • Accessibility features: No Accessibility Features

Details

  • Parcel number: 0860001002200
  • Zoning description: Residential

Features

  • Stories: 3
  • Patio & porch: Patio
  • Exterior features: Balcony,Yard Lights
  • Fencing: Metal
  • Has view: Yes
  • View description: City
  • Topography of land: Sloping

Lot

  • Lot size: 6,272 sqft
  • Features: Less than .5 Acre,Busline Near
  • Lot size dimensions: 50' x 125'

Parking

  • Total spaces: 2
  • Parking features: Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,522$78,264
Home Insurance *$348$4,176
Property Taxes $1,623$19,476
Electricity $461$5,540
Total$8,954$107,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$306,994/yr
40% on housing$268,620/yr
45% on housing$238,773/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 45202$226
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45202$291
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$1,290,000
2013-06-20Sold$1,015,000
2013-02-27Pending sale$1,100,000
2013-01-19Listed for sale$1,100,000
1999-12-14Sold$325,000

For Sale by Agent

AgentMike Franz
BrokerageColdwell Banker Realty

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