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525 Boal St, Cincinnati, OH, 45202

3beds
2baths
1,168sqft
$348,000
$298price/sqft
$2,482/moest. monthly cost
$99,280/yrincome needed

About This Home

Welcome to this charming bungalow perched atop Historic Prospect Hill, offering sweeping city views, private greenspace, and off-street parking. Spanning 3 levels, this home features 3 bedrooms and 1 full bath with flexible living space throughout. Enjoy 1 assigned off street parking space plus access to a shared lot, an uncommon convenience in this location, along with a low $100/month HOA. Set just north of downtown within one of Cincinnati's most architecturally rich historic districts, Prospect Hill is known for its 19th-century brick homes, hillside streets, and iconic city steps. Tucked into Mount Auburn, this elevated neighborhood offers quick access to Over-the-Rhine, downtown, and I-71, placing dining, entertainment, and daily conveniences just minutes away. Experience the best of Prospect Hill, an iconic historic neighborhood known for its architecture, elevated views, and close proximity to downtown Cincinnati. A perfect blend of character, convenience, and urban lifestyle.

Getting Around

79
WalkingVery Walkable
68
TransitGood Transit
44
BikeSomewhat Bikeable

Schools

4/10
3/10
Hughes STEM High SchoolGrades 7-121.4 mi
8/10
Walnut Hills High SchoolGrades 5-122.3 mi

Construction

Condition

  • Year built: 1865

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Italianate
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access

Bathroom1

  • Features: Full
  • Level: Second

Bedroom2

  • Level: Second
  • Area: 99

Bedroom3

  • Level: Lower
  • Area: 196

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Walkout,Wood Floor
  • Level: First
  • Area: 80

Family Room

  • Area: 0

Features

  • Recessed Lighting
  • Window features: Double Hung,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Inoperable
  • Fireplace: Yes

Great Room

  • Level: First
  • Area: 210

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,168
  • Total interior livable area: 1,168 sqft

Kitchen

  • Features: Wood Cabinets,Wood Floor
  • Area: 60

Living Room

  • Area: 0

Master Bathroom

  • Features: Other

Master Bedroom

  • Features: Other
  • Level: Second
  • Area: 224

Office

  • Area: 0

Property

Details

  • Parcel number: 0860001037700
  • Zoning description: Residential

Features

  • Stories: 3
  • Patio & porch: Deck,Porch
  • Topography of land: Sloping

Lot

  • Lot size: 1,576 sqft
  • Features: Less than .5 Acre,Busline Near

Parking

  • Total spaces: 1
  • Parking features: 1 Assigned,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,759$21,108
Home Insurance *$93$1,116
Property Taxes $437$5,244
Electricity $193$2,320
Total$2,482$29,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,097/yr
40% on housing$74,460/yr
45% on housing$66,186/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 45202$227
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45202$291
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$385,000
2013-10-24Sold$154,900
2005-03-25Sold$163,500
2004-04-19Sold$132,000
2003-12-11Sold$132,000

For Sale by Agent

AgentM. Doug Spitz
BrokerageColdwell Banker Realty

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