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12395 Magoun Ave, Cedar Lake, IN, 46303

4beds
3baths
2,740sqft
$529,900
$193price/sqft
$3,567/moest. monthly cost
$142,680/yrincome needed

About This Home

Upon entering, you will be greeted by a spacious and inviting foyer, complemented by a cozy den featuring French doors. The kitchen boasts 42-foot-long grey cabinets, exquisite quartz countertops, sleek stainless appliances, and warm wood flooring. Additionally, there is a mudroom equipped with a half-bath for guests on the main floor. This residence also includes an exceptional Owners Suite, complete with a spacious walk-in closet and a luxurious owner's bath. The second floor houses a loft with second-floor laundry facilities, eliminating the need to transport heavy bags to the basement. This home is meticulously designed to be high-performance and energy-efficient. The sod, downspouts, landscape beds, water softener, and fence have been meticulously maintained, resulting in substantial cost savings. A gated dog run is on the side of the home for your fur babies. Finally, the warranties for the roof and structure are transferable, providing added peace of mind.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
6/10
7/10

Construction

Condition

  • Year built: 2022

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Water Softener Owned,Stainless Steel Appliance(s),Range Hood,Refrigerator,Range,Microwave
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Upper Level,Sink,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Level: Upper
  • Area: 147.63
  • Dimensions: 11.1 x 13.3

Bedroom3

  • Level: Upper
  • Area: 147.63
  • Dimensions: 11.1 x 13.3

Bedroom4

  • Level: Upper
  • Area: 137.86
  • Dimensions: 11.3 x 12.2

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: Main
  • Area: 123.6
  • Dimensions: 12.0 x 10.3

Dining Room

  • Level: Main
  • Area: 122
  • Dimensions: 10.0 x 12.2

Features

  • Ceiling Fan(s),Walk-In Closet(s),Recessed Lighting,Pantry,Open Floorplan,Kitchen Island,Entrance Foyer,Double Vanity,Crown Molding
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,740

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,740
  • Total interior livable area: 2,740 sqft

Kitchen

  • Level: Main
  • Area: 132.98
  • Dimensions: 10.9 x 12.2

Living Room

  • Level: Main
  • Area: 206.7
  • Dimensions: 15.9 x 13.0

Loft

  • Level: Upper
  • Area: 158.86
  • Dimensions: 16.9 x 9.4

Primary Bedroom

  • Level: Upper
  • Area: 324.36
  • Dimensions: 21.2 x 15.3

Property

Details

  • Parcel number: 451517485009000014
  • Special condition: Agent Owned

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Rain Gutters,Private Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.33 Acres
  • Features: Cul-De-Sac,Landscaped,Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front,Driveway,Additional Parking,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$227$2,724
Property Taxes $410$4,920
Electricity $251$3,014
Total$3,567$42,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,297/yr
40% on housing$107,010/yr
45% on housing$95,120/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 46303$184
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46303$168
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$525,000
2026-07-27Listed for sale$529,900
2022-09-21Sold$433,120

For Sale by Agent

AgentIrma Leibas
BrokerageFavela Real Estate, LLC

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