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238 Helen St, Cincinnati, OH, 45219

5beds
2baths
1,829sqft
$270,000
$148price/sqft
$2,056/moest. monthly cost
$82,240/yrincome needed

About This Home

Investor opportunity in Mt. Auburn with strong in-place income and upside potential. This 5 bed, 2 bath property is currently leased at $2,750/month through July, offering immediate cash flow. Spacious layout with large bedrooms supports strong tenant demand. Kitchen walks out to deck and flat yard, enhancing rental appeal. Located minutes from OTR, downtown, hospitals, and universities-ideal for long-term appreciation. Area supports increasing rents and ARV growth. Investor snapshot: Annual gross rent: $33,000 GRM: ~9.5 at list price.

Getting Around

77
WalkingVery Walkable
59
TransitGood Transit
43
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1905

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Full
  • Level: Second

Bathroom2

  • Features: Full
  • Level: Third

Bedroom2

  • Level: Second
  • Area: 100

Bedroom3

  • Level: Second
  • Area: 182

Bedroom4

  • Level: Third
  • Area: 375

Bedroom5

  • Level: Third
  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 168

Family Room

  • Area: 0

Features

  • Window features: Double Hung,Vinyl

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,829
  • Total interior livable area: 1,829 sqft

Kitchen

  • Area: 88

Living Room

  • Area: 182

Master Bathroom

  • Features: Shower

Master Bedroom

  • Features: Wood Floor
  • Level: Second
  • Area: 180

Office

  • Area: 0

Property

Details

  • Parcel number: 0890001015100

Features

  • Stories: 3

Lot

  • Lot size: 1,742 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$156$1,872
Property Taxes $339$4,068
Electricity $196$2,353
Total$2,056$24,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,491/yr
40% on housing$61,680/yr
45% on housing$54,826/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 45219$163
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45219$165
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for rent$2,200
2026-04-28Price change$299,900
2026-04-13Listing removed$2,200
2026-04-06Price change$305,000
2026-03-24Listed for sale$315,000
2026-03-23Listed for rent$2,200
2026-03-12Listing removed$2,200
2026-03-04Price change$2,200
2025-12-28Price change$2,550
2025-11-18Listed for rent$2,800
2025-11-10Listing removed$2,800
2025-09-24Listed for rent$2,800
2025-04-15Listing removed$3,500
2025-02-28Listed for rent$3,500
2025-01-29Listing removed$3,600
2025-01-08Listed for rent$3,600
2024-12-06Listing removed$3,700
2024-11-13Price change$3,700
2024-11-07Listed for rent$3,750
2024-10-15Listing removed$3,750
2024-08-14Price change$650
2024-07-08Price change$2,700
2024-05-10Price change$3,000
2024-04-16Listed for rent$2,750
2024-02-23Sold$171,000
2014-10-31Sold$43,000
2005-02-22Sold$40,000

For Sale by Agent

AgentJulie Rose
BrokerageColdwell Banker Realty

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