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2309 Clifton Ave, Cincinnati, OH, 45219

3beds
--baths
2,551sqft
$495,900
$194price/sqft
$3,691/moest. monthly cost
$147,640/yrincome needed

About This Home

Location, condition, and cash flow this Clifton 5-family is situated blocks from UC on major bus and shuttle routes, this historic 19th-century brick multi-family. The exterior shines with a brand-new roof, newer windows, and fresh, thematic Bearcat black-and-red paint. Three units have been beautifully refreshed for immediate occupancy with historic character and modern appeal. With separate utility meters paid entirely by the tenants, your overhead remains low. A premier, turnkey property in Cincinnati's strongest student and professional rental corridor.

Getting Around

90
WalkingVery Walkable
62
TransitGood Transit
49
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1891

Materials

  • Foundation: Stone
  • Roof: Membrane
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Apartment

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3

Features

  • Window features: Vinyl,Double Hung,Insulated Windows
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,551
  • Total interior livable area: 2,551 sqft

Property

Details

  • Parcel number: 0950001008200

Features

  • Stories: 3

Lot

  • Lot size: 2,526 sqft
  • Lot size dimensions: 25 x 105

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,507$30,084
Home Insurance *$287$3,444
Property Taxes $624$7,488
Electricity $273$3,283
Total$3,691$44,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,548/yr
40% on housing$110,730/yr
45% on housing$98,426/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 45219$161
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45219$165
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$495,900
2026-06-29Price change$519,000
2026-06-01Listed for sale$549,000

For Sale by Agent

AgentBrendan S Morrissey
BrokerageSibcy Cline, Inc.

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