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46 Graham St, Cincinnati, OH, 45219

5beds
2baths
1,788sqft
$235,000
$131price/sqft
$1,812/moest. monthly cost
$72,480/yrincome needed

About This Home

Seasoned and new investors: Check out this high performing Clifton investment property. This property is positioned for maximum flexibility. Easy to rent as a single unit as a 5-bedroom 2-full bath with laundry, or as two separate units: 2 bed/ 1 full bath with on-site laundry, and a 3 bed/1 full bath with on-site laundry. It is a long-time favorite among University of Cincinnati students and it's easy to see why. Located just a 10-minute walk to UC campus, this spacious property offers everything needed for convenient and comfortable college living. Enjoy large rooms, hardwood floors, two full baths and two kitchens, gathering rooms on all 3 floors, on-site laundry, and located on a quiet cul de sac street just off Ohio Street across from Bellevue Hill Park with plenty of on street parking. Currently leased for 2025/2026 school year.

Getting Around

75
WalkingVery Walkable
63
TransitGood Transit
45
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1895

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Duplex

Interior

Appliances

  • Laundry features: Individual Laundry

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Vinyl,Double Hung
  • Number of fireplaces: 3
  • Fireplace features: Inoperable
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Window Unit(s),Separate Air Conditioning

Interior Area

  • Total structure area: 1,788
  • Total interior livable area: 1,788 sqft

Property

Details

  • Parcel number: 0950005015700
  • Zoning description: Residential,Multi Family

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Exterior features: Balcony

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: of record

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$136$1,632
Property Taxes $295$3,540
Electricity $193$2,320
Total$1,812$21,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,125/yr
40% on housing$54,360/yr
45% on housing$48,320/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 45219$163
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45219$165
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$285,000
2026-05-01Pending sale$285,000
2026-04-29Price change$2,995
2026-04-27Price change$2,595
2026-04-08Listed for rent$2,995
2026-04-08Price change$285,000
2026-03-17Listed for sale$295,000
2026-02-26Listing removed$2,995
2026-02-12Price change$2,995
2025-12-16Listed for rent$3,000
2025-02-25Listing removed$3,095
2025-02-18Price change$3,095
2025-02-11Price change$3,295
2025-02-04Listed for rent$3,400
2024-04-08Listing removed--
2024-03-21Price change$2,800
2024-03-18Listed for rent$2,950
2024-01-10Listing removed--
2024-01-04Listed for rent$2,950
2023-11-02Listing removed--
2023-10-19Price change$950
2023-09-21Price change$900
2023-09-15Price change$1,150
2023-09-06Listed for rent$1,200
2023-08-23Listing removed--
2023-02-02Sold$221,000
2015-03-02Sold$98,000
2010-05-13Sold$55,000
2000-10-24Sold$80,000
1997-05-28Sold$72,500

For Sale by Agent

AgentKathy B Popovich
BrokerageKeller Williams Pinnacle Group

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