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316 Klotter Ave, Cincinnati, OH, 45219

5beds
2baths
1,460sqft
$350,000
$240price/sqft
$2,604/moest. monthly cost
$104,160/yrincome needed

About This Home

Turnkey investment opportunity in prime Clifton location near University of Cincinnati, hospitals, and downtown. This fully renovated 4-5 bed, 2 bath property has been taken down to the studs with all-new electrical, plumbing, HVAC, roof, siding, insulation, drywall, flooring, kitchen, windows, and doors-offering minimal capital expenditure for the next owner. New lease in place at $2,800/month beginning August with tenants paying utilities, providing strong, stabilized income. Flexible bedroom layout supports high rental demand from students and workforce tenants. Off-street parking via private driveway adds additional value. Property benefits from a 30-year tax abatement through 2032, significantly enhancing cash flow. Ideal for investors seeking a low-maintenance, income-producing asset with long-term appreciation potential in one of Cincinnati's most consistent rental markets.

Getting Around

75
WalkingVery Walkable
62
TransitGood Transit
50
BikeBikeable

Schools

Construction

Condition

  • Year built: 1891

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Full
  • Level: Second

Bedroom2

  • Level: First
  • Area: 108

Bedroom3

  • Level: Second
  • Area: 110

Bedroom4

  • Level: Second
  • Area: 110

Bedroom5

  • Level: Second
  • Area: 150

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 0

Family Room

  • Area: 110

Features

  • High Ceilings,Recessed Lighting
  • Window features: Double Hung,Vinyl

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,460
  • Total interior livable area: 1,460 sqft

Kitchen

  • Area: 154

Living Room

  • Area: 0

Master Bathroom

  • Features: Tub w/Shower

Master Bedroom

  • Features: Other
  • Level: First
  • Area: 135

Office

  • Area: 0

Property

Details

  • Parcel number: 0960002028400

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 2,526 sqft
  • Features: Less than .5 Acre

Parking

  • Parking features: Off Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$202$2,424
Property Taxes $440$5,280
Electricity $193$2,320
Total$2,604$31,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,280/yr
40% on housing$78,120/yr
45% on housing$69,440/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 45219$161
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45219$165
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$370,000
2026-03-23Listed for sale$379,900
2026-02-09Listing removed$2,800
2025-12-28Price change$2,800
2025-11-20Price change$3,000
2025-11-18Listed for rent$3,200
2025-11-10Listing removed$3,200
2025-10-27Price change$3,200
2025-10-22Listing removed$379,900
2025-10-15Listed for rent$3,500
2025-10-07Listing removed$3,500
2025-09-24Price change$3,500
2025-09-15Price change$379,900
2025-09-02Price change$390,000
2025-08-28Listed for rent$650
2025-08-20Listing removed$650
2025-08-02Price change$650
2025-07-30Listed for rent$800
2025-07-21Listed for sale$399,000
2025-06-10Listing removed$3,600
2025-05-15Price change$3,600
2025-02-28Listed for rent$4,000
2025-02-20Listing removed$4,000
2025-02-03Listed for rent$4,000
2025-01-26Listing removed$4,000
2022-08-01Sold$85,000

For Sale by Agent

AgentJulie Rose
BrokerageColdwell Banker Realty

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