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404 Mohawk St, Cincinnati, OH, 45214

3beds
2baths
2,083sqft
$429,000
$206price/sqft
$3,534/moest. monthly cost
$141,360/yrincome needed

About This Home

Welcome to a rare duplex opportunity in Cincinnati's historic Mohawk District, perched above Over-the-Rhine and offering incredible city views. Enjoy a highly walkable location with easy access to the Brewery District, TQL Stadium, Findlay Market, and countless restaurants, breweries, shops, and entertainment venues. Numerous recent improvements and major updates make this property an exceptional value and provide peace of mind for years to come. Unit 1 features a comfortable one-bedroom layout highlighted by a beautifully renovated bathroom that feels like a private urban oasis. Unit 2 offers 2 bedrooms, 1 bath, stylish modern dcor, and an inviting living space. As an added bonus, the thoughtfully selected furnishings in Unit 2 are included, creating a turnkey opportunity for an owner-occupant, investor, or short-term rental operator. Whether you're looking to expand your portfolio or own a piece of one of Cincinnati's most vibrant neighborhoods, 404 Mohawk Street delivers!

Getting Around

76
WalkingVery Walkable
63
TransitGood Transit
50
BikeBikeable

Schools

Construction

Condition

  • Year built: 1874

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Vinyl,Insulated Windows
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air,Separate Air Conditioning

Interior Area

  • Total structure area: 2,083
  • Total interior livable area: 2,083 sqft

Property

Details

  • Parcel number: 0960004001800

Features

  • Stories: 3
  • Patio & porch: Deck

Lot

  • Lot size: 2,482 sqft
  • Features: Busline Near
  • Lot size dimensions: 25 x 100

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$603$7,236
Property Taxes $539$6,468
Electricity $223$2,680
Total$3,534$42,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,165/yr
40% on housing$106,020/yr
45% on housing$94,240/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 45214$115
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45214$79
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$429,000
2026-06-07Listed for sale$439,000
2024-06-10Sold$393,000
2024-04-24Pending sale$395,000
2024-04-05Listed for sale$395,000
2022-02-25Sold$225,000
2022-01-31Pending sale$239,500
2021-12-17Price change$239,500
2021-10-20Listed for sale$249,000
2021-10-13Listing removed--
2021-08-18Price change$259,900
2021-07-21Listed for sale$279,900

For Sale by Agent

AgentChristi J Nolan
BrokerageeXp Realty

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