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407 Warner St, Cincinnati, OH, 45219

5beds
2baths
1,550sqft
$349,900
$226price/sqft
$2,604/moest. monthly cost
$104,160/yrincome needed

About This Home

Spacious 5 bedroom, 2 full bath home with a strong rental history currently bringing in $3,020 per month with tenants paying all utilities. This well maintained property features an updated kitchen with granite counters and stainless steel appliances, central air, and several mechanical updates including plumbing replacement in 2020, updated furnace, HVAC system, and water heater. Flexible floor plan with bedrooms on both levels plus a full unfinished basement for storage. Outside you will find a large backyard with a private, park like feel that is perfect for relaxing or entertaining. Great opportunity for investors or future owner occupants looking for space, functionality, and solid income potential.

Getting Around

74
WalkingVery Walkable
61
TransitGood Transit
49
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom1

  • Features: Full
  • Level: Second

Bathroom2

  • Features: Full
  • Level: First

Bedroom2

  • Level: Second
  • Area: 182

Bedroom3

  • Level: Second
  • Area: 110

Bedroom4

  • Level: First
  • Area: 132

Bedroom5

  • Level: First
  • Area: 88

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Window features: Double Hung,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Inoperable
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,550
  • Total interior livable area: 1,550 sqft

Kitchen

  • Area: 210

Living Room

  • Area: 182

Master Bathroom

  • Features: Tub w/Shower

Master Bedroom

  • Features: Other
  • Level: Second
  • Area: 195

Office

  • Area: 0

Property

Details

  • Parcel number: 0970002008300

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3,615 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Heat Wave

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$202$2,424
Property Taxes $440$5,280
Electricity $193$2,320
Total$2,604$31,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,280/yr
40% on housing$78,120/yr
45% on housing$69,440/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 45219$161
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45219$165
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$349,900
2026-05-03Price change$2,995
2026-04-22Price change$3,300
2026-03-09Price change$3,095
2026-01-28Price change$3,195
2025-10-27Listed for rent$3,250
2025-03-18Listing removed$3,300
2025-02-18Price change$3,300
2024-10-30Listed for rent$3,500
2024-03-18Listing removed--
2024-02-26Listed for rent$3,350
2023-02-01Listing removed--
2022-12-09Listed for rent$3,000
2020-09-11Sold$155,000
2017-01-09Listing removed$159,900
2016-11-04Price change$159,900
2016-09-13Listed for sale$165,000
2011-10-16Listing removed$595
2011-08-18Listed for rent$595
1997-11-12Sold$90,000

For Sale by Agent

AgentKyle A Woodland
BrokerageReinvest Consultants, LLC

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