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727 Riddle Rd, Cincinnati, OH, 45220

3beds
1baths
985sqft
$160,000
$162price/sqft
$1,266/moest. monthly cost
$50,640/yrincome needed

About This Home

Excellent investment opportunity. Three bedroom house with great rental history, always occupied. Newer furnace, conveniently located to I-71 & I-75. Opportunity for an owner occupant. The home is currently leased until end of July 2026 for $1475/month.

Getting Around

53
WalkingSomewhat Walkable
53
TransitGood Transit
51
BikeBikeable

Schools

Construction

Condition

  • Year built: 1916

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom1

  • Features: Full
  • Level: Second

Bedroom2

  • Level: Second
  • Area: 0

Bedroom3

  • Level: Second
  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Window features: Wood Frames

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 985
  • Total interior livable area: 985 sqft

Kitchen

  • Area: 0

Living Room

  • Area: 0

Master Bathroom

  • Features: Tub w/Shower

Master Bedroom

  • Level: First
  • Area: 0

Office

  • Area: 0

Property

Details

  • Parcel number: 0990002007400
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2

Parking

  • Total spaces: 1
  • Parking features: On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$63$756
Property Taxes $201$2,412
Electricity $193$2,320
Total$1,266$15,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,405/yr
40% on housing$37,980/yr
45% on housing$33,760/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 45220$195
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45220$190
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-02Listed for sale$160,000
2025-10-01Listing removed$1,500
2025-09-05Price change$1,500
2025-08-25Listed for rent$1,650
2025-08-25Listing removed$1,650
2025-03-16Listed for rent$1,650
2025-03-15Listing removed$1,650
2024-12-27Listed for rent$1,650
2024-11-06Listing removed$1,650
2024-10-21Listed for rent$1,650
2024-02-29Listing removed--
2024-01-25Listed for rent$1,550
2023-12-18Sold$140,000
2023-05-03Listing removed--
2023-01-17Listed for rent$1,595
2022-07-05Listing removed--
2022-02-04Listed for rent$1,450
2021-06-21Listing removed--
2021-03-29Listed for rent$1,350
2020-08-26Listing removed$1,200
2020-08-12Price change$1,200
2020-07-28Price change$1,300
2020-01-07Listed for rent$1,400
2019-08-01Listing removed$1,200
2019-05-14Price change$1,200
2019-01-16Listed for rent$1,300
2018-03-14Sold$67,500
1995-06-02Sold$48,000

For Sale by Agent

AgentJennifer M Donathan
BrokerageKeller Williams Advisors

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