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550 York St, Cincinnati, OH, 45214

2beds
--baths
0sqft
$179,500
--price/sqft
$1,577/moest. monthly cost
$63,080/yrincome needed

About This Home

Historic brick 2-family duplex located in Cincinnati's urban core. Built in 1884, this property features classic masonry construction, high ceilings, and a traditional multi-unit layout. Each unit offers a 1-bedroom configuration with kitchen, bath, and living space. The property retains original architectural character with opportunity for updates and improvements. Conveniently situated near downtown with access to major roadways, employment centers, and local amenities. This property presents a flexible opportunity for a variety of uses and improvements. Sold as-is.

Getting Around

85
WalkingVery Walkable
63
TransitGood Transit
74
BikeVery Bikeable

Construction

Condition

  • Year built: 1884

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Apartment,Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2

Features

  • Window features: Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 1320003013900
  • Zoning description: Multi Family

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Wood,Privacy
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 87.12 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $907$10,884
Home Insurance *$252$3,024
Property Taxes $225$2,700
Electricity $193$2,320
Total$1,577$18,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,068/yr
40% on housing$47,310/yr
45% on housing$42,053/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 45214$118
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45214$79
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$179,500
2022-11-09Listing removed--
2022-09-06Price change$125,000
2022-08-24Listed for sale$158,000
2022-08-01Pending sale$158,000
2022-07-11Listed for sale$158,000
2019-06-29Listing removed$90,000
2019-04-05Listed for sale$90,000

For Sale by Agent

AgentPaul Garrison
BrokerageColdwell Banker Realty

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