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422 Clark St, Cincinnati, OH, 45203

9beds
9baths
6,600sqft
$925,000
$140price/sqft
$6,807/moest. monthly cost
$272,280/yrincome needed

About This Home

Historic Gamble House (circa 1850) in the West End's vibrant Betts-Longworth District*Beautifully restored from top-to-bottom w/three updated 3-bedroom units renovated w/modern finishes throughout*Spacious layouts w/abundant natural light + generously sized rooms*Updated kitchens w/contemporary cabinetry & appliances*Refreshed baths w/newer vanities & fixtures*In-unit laundry*Private balconies*Turnkey investment and/or ideal owner-occupant opportunity w/strong rental potential in rapidly developing West End*Prime location steps to TQL Stadium, Washington Park, Downtown, OTR, dining & entertainment w/convenient access to major highways & employment centers*Rare opportunity to own a piece of Cincinnati history.

Getting Around

82
WalkingVery Walkable
73
TransitExcellent Transit
59
BikeBikeable

Schools

3/10
Hughes STEM High SchoolGrades 7-121.4 mi
8/10
Walnut Hills High SchoolGrades 5-123.2 mi

Construction

Condition

  • Year built: 1850

Materials

  • Foundation: Stone
  • Roof: Built-Up
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Triplex

Interior

Appliances

  • Laundry features: Individual Laundry

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 9
  • Full bathrooms: 6

Features

  • Window features: Aluminum Frames,Double Hung,Insulated Windows
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air,Separate Air Conditioning

Interior Area

  • Total structure area: 6,600
  • Total interior livable area: 6,600 sqft

Property

Details

  • Parcel number: 1340005007500
  • Other equipment: Intercom

Features

  • Stories: 3
  • Exterior features: Balcony

Lot

  • Lot size: 2,395 sqft
  • Features: Busline Near

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$260$3,120
Property Taxes $1,163$13,956
Electricity $707$8,494
Total$6,807$81,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$233,382/yr
40% on housing$204,210/yr
45% on housing$181,520/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 45203$167
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45203$224
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Price change$995,000
2026-02-12Listed for sale$1,095,000

For Sale by Agent

AgentRobbie Dorger
BrokerageComey & Shepherd

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